Rockingham County, New Hampshire loan limits 2026
FIPS 33015 · 44 ZIP codes, e.g. 03032, 03034, 03036, 03037, 03038, 03040 · metro area (CBSA) 14460
In Rockingham County the 2026 conforming loan limit is $962,550 for a single-family home — a high-cost area, 15.6% above the national baseline. The FHA limit is $962,550. Anything above $962,550 is a jumbo loan.
Does my loan fit?
How much home fits under the limit?
The highest home price you can buy with a loan that still fits the 2026 limit, at that down payment. Your actual budget depends on income, debts, rates and the lender.
Conforming limit in Rockingham County, 2024–2026
Single-family limit set by the FHFA each year. The 2027 limits are announced in late November 2026 — this page updates automatically.
Loan limits by number of units
| Property | Conforming 2026 | FHA 2026 | Conforming vs. 2025 |
|---|---|---|---|
| 1 unit (single-family) | $962,550 | $962,550 | +5.3% |
| 2 units | $1,232,250 | $1,232,250 | +5.3% |
| 3 units | $1,489,500 | $1,489,500 | +5.3% |
| 4 units | $1,851,100 | $1,851,100 | +5.3% |
Conforming limits (FHFA) apply to loans bought by Fannie Mae and Freddie Mac; VA loans with partial entitlement use the same county limit. FHA limits (HUD) cap FHA-insured mortgages. Rockingham County is in metro area CBSA 14460; all its counties share the same limit.
HUD income limits FY2026
Area median family income: $137,300 · Lawrence, MA-NH HUD Metro FMR Area
| Household size | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
|---|---|---|---|---|---|---|---|---|
| Low income (80%) | $74,800 | $85,450 | $96,150 | $106,800 | $115,350 | $123,900 | $132,450 | $141,000 |
| Very low income (50%) | $48,100 | $54,950 | $61,800 | $68,650 | $74,150 | $79,650 | $85,150 | $90,650 |
| Extremely low income (30%) | $28,850 | $33,000 | $37,100 | $41,200 | $44,500 | $47,800 | $51,100 | $55,720 |
Used for housing assistance and many down-payment and first-time-buyer programs. Programs set their own rules; check the program you apply to.
Fair market rent FY2027
| Unit | Fair market rent FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $1,677/mo | $1,565 | +7.2% |
| 1 bedroom | $1,809/mo | $1,730 | +4.6% |
| 2 bedrooms | $2,367/mo | $2,270 | +4.3% |
| 3 bedrooms | $2,820/mo | $2,722 | +3.6% |
| 4 bedrooms | $3,111/mo | $3,006 | +3.5% |
HUD's fair market rent: the 40th-percentile gross rent (rent plus utilities) for standard units, used for Housing Choice Vouchers. Area: Lawrence, MA-NH HUD Metro FMR Area.
Same metro area
Counties in CBSA 14460 share the same loan limits.
Other counties in New Hampshire
Highest limits first.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Rockingham County, NH for 2026?
$962,550 for a one-unit property ($1,232,250 for 2 units, $1,489,500 for 3, $1,851,100 for 4), set by the FHFA; it was $914,250 in 2025.
What is the FHA loan limit in Rockingham County?
$962,550 for a single-family home in 2026 (HUD), up to $1,851,100 for a four-unit property.
What counts as a jumbo loan in Rockingham County?
A mortgage above $962,550 for a single-family home is a jumbo (non-conforming) loan in Rockingham County in 2026.
What are the HUD income limits in Rockingham County?
For a family of four (FY2026): low income $106,800, very low income $68,650, extremely low income $41,200; area median family income $137,300.
What is the fair market rent in Rockingham County?
$2,367 a month for a two-bedroom unit in FY2027 (HUD), $1,809 for one bedroom.