Plymouth County, Massachusetts loan limits 2026
FIPS 25023 · 59 ZIP codes, e.g. 02018, 02040, 02041, 02043, 02044, 02045 · metro area (CBSA) 14460
In Plymouth County the 2026 conforming loan limit is $962,550 for a single-family home — a high-cost area, 15.6% above the national baseline. The FHA limit is $962,550. Anything above $962,550 is a jumbo loan.
Does my loan fit?
How much home fits under the limit?
The highest home price you can buy with a loan that still fits the 2026 limit, at that down payment. Your actual budget depends on income, debts, rates and the lender.
Conforming limit in Plymouth County, 2024–2026
Single-family limit set by the FHFA each year. The 2027 limits are announced in late November 2026 — this page updates automatically.
Loan limits by number of units
| Property | Conforming 2026 | FHA 2026 | Conforming vs. 2025 |
|---|---|---|---|
| 1 unit (single-family) | $962,550 | $962,550 | +5.3% |
| 2 units | $1,232,250 | $1,232,250 | +5.3% |
| 3 units | $1,489,500 | $1,489,500 | +5.3% |
| 4 units | $1,851,100 | $1,851,100 | +5.3% |
Conforming limits (FHFA) apply to loans bought by Fannie Mae and Freddie Mac; VA loans with partial entitlement use the same county limit. FHA limits (HUD) cap FHA-insured mortgages. Plymouth County is in metro area CBSA 14460; all its counties share the same limit.
HUD income limits FY2026
Area median family income: $127,800 · Brockton, MA HUD Metro FMR Area
| Household size | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
|---|---|---|---|---|---|---|---|---|
| Low income (80%) | $75,450 | $86,200 | $97,000 | $107,750 | $116,400 | $125,000 | $133,650 | $142,250 |
| Very low income (50%) | $47,150 | $53,900 | $60,650 | $67,350 | $72,750 | $78,150 | $83,550 | $88,950 |
| Extremely low income (30%) | $28,300 | $32,350 | $36,400 | $40,400 | $43,650 | $46,900 | $50,100 | $55,720 |
Used for housing assistance and many down-payment and first-time-buyer programs. Programs set their own rules; check the program you apply to.
Fair market rent FY2027
| Unit | Fair market rent FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $1,678/mo | $1,631 | +2.9% |
| 1 bedroom | $1,842/mo | $1,761 | +4.6% |
| 2 bedrooms | $2,409/mo | $2,311 | +4.2% |
| 3 bedrooms | $3,015/mo | $2,889 | +4.4% |
| 4 bedrooms | $3,166/mo | $3,060 | +3.5% |
HUD's fair market rent: the 40th-percentile gross rent (rent plus utilities) for standard units, used for Housing Choice Vouchers. Area: Brockton, MA HUD Metro FMR Area.
Same metro area
Counties in CBSA 14460 share the same loan limits.
Other counties in Massachusetts
Highest limits first.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Plymouth County, MA for 2026?
$962,550 for a one-unit property ($1,232,250 for 2 units, $1,489,500 for 3, $1,851,100 for 4), set by the FHFA; it was $914,250 in 2025.
What is the FHA loan limit in Plymouth County?
$962,550 for a single-family home in 2026 (HUD), up to $1,851,100 for a four-unit property.
What counts as a jumbo loan in Plymouth County?
A mortgage above $962,550 for a single-family home is a jumbo (non-conforming) loan in Plymouth County in 2026.
What are the HUD income limits in Plymouth County?
For a family of four (FY2026): low income $107,750, very low income $67,350, extremely low income $40,400; area median family income $127,800.
What is the fair market rent in Plymouth County?
$2,409 a month for a two-bedroom unit in FY2027 (HUD), $1,842 for one bedroom.