HUD income limits FY2026

HUD publishes income limits for every county each year. They define low (80% of area median), very low (50%) and extremely low income by household size, and many housing and down-payment programs use them.

Highest area median family income

1	Santa Clara County, CA	$205,500
2	Marin County, CA	$200,800
3	San Francisco County, CA	$200,800
4	San Mateo County, CA	$200,800
5	Los Alamos County, NM	$182,500
6	Summit County, UT	$167,700
7	District of Columbia, DC	$166,100
8	Charles County, MD	$166,100
9	Frederick County, MD	$166,100
10	Montgomery County, MD	$166,100
11	Prince George'S County, MD	$166,100
12	Arlington County, VA	$166,100
13	Clarke County, VA	$166,100
14	Fairfax County, VA	$166,100
15	Fauquier County, VA	$166,100
16	Loudoun County, VA	$166,100
17	Prince William County, VA	$166,100
18	Spotsylvania County, VA	$166,100
19	Stafford County, VA	$166,100
20	Alexandria City, VA	$166,100
21	Fairfax City, VA	$166,100
22	Falls Church City, VA	$166,100
23	Fredericksburg City, VA	$166,100
24	Manassas City, VA	$166,100
25	Manassas Park City, VA	$166,100

Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.

Questions

What are HUD income limits?

Annual income thresholds by county and household size that define low (80%), very low (50%) and extremely low (30%) income for housing programs.

How do I find my income limit?

Open your county page and read the row for your household size.