Limits for 2026 · updated 2026-10-29
Jumbo loan limit 2026
A jumbo loan is any mortgage above the conforming limit. In 2026 that means more than $832,750 for a single-family home in most of the U.S., and more than up to $1,249,125 in high-cost counties.
Jumbo above (most counties)$832,7501 unit
Jumbo above (highest)$1,249,125high-cost
High-cost counties160higher threshold
Highest jumbo thresholds
| 1 | Kalawao County, HI | $1,299,500 |
| 2 | Maui County, HI | $1,299,500 |
| 3 | District of Columbia, DC | $1,249,125 |
| 4 | Hawaii County, HI | $1,249,125 |
| 5 | Honolulu County, HI | $1,249,125 |
| 6 | Kauai County, HI | $1,249,125 |
| 7 | Teton County, ID | $1,249,125 |
| 8 | Charles County, MD | $1,249,125 |
| 9 | Frederick County, MD | $1,249,125 |
| 10 | Montgomery County, MD | $1,249,125 |
| 11 | Prince George'S County, MD | $1,249,125 |
| 12 | Dukes County, MA | $1,249,125 |
| 13 | Nantucket County, MA | $1,249,125 |
| 14 | Arlington County, VA | $1,249,125 |
| 15 | Clarke County, VA | $1,249,125 |
| 16 | Culpeper County, VA | $1,249,125 |
| 17 | Fairfax County, VA | $1,249,125 |
| 18 | Fauquier County, VA | $1,249,125 |
| 19 | Loudoun County, VA | $1,249,125 |
| 20 | Prince William County, VA | $1,249,125 |
| 21 | Rappahannock County, VA | $1,249,125 |
| 22 | Spotsylvania County, VA | $1,249,125 |
| 23 | Stafford County, VA | $1,249,125 |
| 24 | Warren County, VA | $1,249,125 |
| 25 | Alexandria City, VA | $1,249,125 |
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the jumbo loan limit for 2026?
A loan above $832,750 (single-family) is jumbo in most counties; in high-cost counties the threshold is up to $1,249,125.
Is the jumbo limit the same everywhere?
No. It equals the county conforming limit, which is higher in high-cost areas.