Hillsborough County, New Hampshire loan limits 2026
FIPS 33011 · 39 ZIP codes, e.g. 03031, 03033, 03043, 03045, 03047, 03048 · metro area (CBSA) 31700
In Hillsborough County the 2026 conforming loan limit is $832,750 for a single-family home — the national baseline. The FHA limit is $589,950. Anything above $832,750 is a jumbo loan.
Does my loan fit?
How much home fits under the limit?
The highest home price you can buy with a loan that still fits the 2026 limit, at that down payment. Your actual budget depends on income, debts, rates and the lender.
Conforming limit in Hillsborough County, 2024–2026
Single-family limit set by the FHFA each year. The 2027 limits are announced in late November 2026 — this page updates automatically.
Loan limits by number of units
| Property | Conforming 2026 | FHA 2026 | Conforming vs. 2025 |
|---|---|---|---|
| 1 unit (single-family) | $832,750 | $589,950 | +3.3% |
| 2 units | $1,066,250 | $755,250 | +3.3% |
| 3 units | $1,288,800 | $912,900 | +3.3% |
| 4 units | $1,601,750 | $1,134,550 | +3.3% |
Conforming limits (FHFA) apply to loans bought by Fannie Mae and Freddie Mac; VA loans with partial entitlement use the same county limit. FHA limits (HUD) cap FHA-insured mortgages. Hillsborough County is in metro area CBSA 31700; all its counties share the same limit.
HUD income limits FY2026
Area median family income: $125,600 · Manchester, NH HUD Metro FMR Area
| Household size | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
|---|---|---|---|---|---|---|---|---|
| Low income (80%) | $70,350 | $80,400 | $90,450 | $100,500 | $108,550 | $116,600 | $124,650 | $132,700 |
| Very low income (50%) | $44,000 | $50,250 | $56,550 | $62,800 | $67,850 | $72,850 | $77,900 | $82,900 |
| Extremely low income (30%) | $26,400 | $30,200 | $33,950 | $37,700 | $40,750 | $44,360 | $50,040 | $55,720 |
Used for housing assistance and many down-payment and first-time-buyer programs. Programs set their own rules; check the program you apply to.
Fair market rent FY2027
| Unit | Fair market rent FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $1,510/mo | $1,467 | +2.9% |
| 1 bedroom | $1,657/mo | $1,673 | -1% |
| 2 bedrooms | $2,168/mo | $2,127 | +1.9% |
| 3 bedrooms | $2,583/mo | $2,822 | -8.5% |
| 4 bedrooms | $2,849/mo | $3,001 | -5.1% |
HUD's fair market rent: the 40th-percentile gross rent (rent plus utilities) for standard units, used for Housing Choice Vouchers. Area: Manchester, NH HUD Metro FMR Area.
Other counties in New Hampshire
Highest limits first.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Hillsborough County, NH for 2026?
$832,750 for a one-unit property ($1,066,250 for 2 units, $1,288,800 for 3, $1,601,750 for 4), set by the FHFA; it was $806,500 in 2025.
What is the FHA loan limit in Hillsborough County?
$589,950 for a single-family home in 2026 (HUD), up to $1,134,550 for a four-unit property.
What counts as a jumbo loan in Hillsborough County?
A mortgage above $832,750 for a single-family home is a jumbo (non-conforming) loan in Hillsborough County in 2026.
What are the HUD income limits in Hillsborough County?
For a family of four (FY2026): low income $100,500, very low income $62,800, extremely low income $37,700; area median family income $125,600.
What is the fair market rent in Hillsborough County?
$2,168 a month for a two-bedroom unit in FY2027 (HUD), $1,657 for one bedroom.