Limits for 2026 · updated 2026-10-29
Fair market rent FY2027
HUD's fair market rent (FMR) is the 40th-percentile gross rent for standard units, published for every county. Housing Choice Vouchers and many programs use it. FY2027 applies from October 1, 2026.
Highest 2-BR FMR$4,254FY2027
Counties covered3226FY2027
Highest 2-bedroom fair market rents
| 1 | Santa Cruz County, CA | $4,254/mo |
| 2 | Marin County, CA | $3,697/mo |
| 3 | San Francisco County, CA | $3,697/mo |
| 4 | San Mateo County, CA | $3,697/mo |
| 5 | Nantucket County, MA | $3,583/mo |
| 6 | Napa County, CA | $3,375/mo |
| 7 | Santa Clara County, CA | $3,272/mo |
| 8 | Santa Barbara County, CA | $3,106/mo |
| 9 | Orange County, CA | $3,057/mo |
| 10 | Essex County, MA | $3,008/mo |
| 11 | Middlesex County, MA | $3,008/mo |
| 12 | Norfolk County, MA | $3,008/mo |
| 13 | Suffolk County, MA | $3,008/mo |
| 14 | San Benito County, CA | $3,004/mo |
| 15 | Bronx County, NY | $2,971/mo |
| 16 | Kings County, NY | $2,971/mo |
| 17 | New York County, NY | $2,971/mo |
| 18 | Putnam County, NY | $2,971/mo |
| 19 | Queens County, NY | $2,971/mo |
| 20 | Richmond County, NY | $2,971/mo |
| 21 | Rockland County, NY | $2,971/mo |
| 22 | Westchester County, NY | $2,971/mo |
| 23 | Los Angeles County, CA | $2,964/mo |
| 24 | San Diego County, CA | $2,823/mo |
| 25 | Sonoma County, CA | $2,819/mo |
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is fair market rent?
HUD's estimate of the 40th-percentile gross rent (rent + utilities) for standard rental units in an area.
When does FY2027 fair market rent apply?
From October 1, 2026.