Limits for 2026 · updated 2026-10-29
Rhode Island loan limits 2026
All 5 counties in Rhode Island use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 5
All counties
| Bristol County | $832,750 | +3.3% | $787,750 | $685,000 | $1,879 |
| Kent County | $832,750 | +3.3% | $787,750 | $685,000 | $1,879 |
| Newport County | $832,750 | +3.3% | $787,750 | $685,000 | $2,507 |
| Providence County | $832,750 | +3.3% | $787,750 | $685,000 | $1,879 |
| Washington County | $832,750 | +3.3% | $787,750 | $685,000 | $1,879 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Rhode Island for 2026?
$832,750 for a single-family home in every county of Rhode Island.
What is the FHA loan limit in Rhode Island?
From $787,750 to $787,750 for a single-family home in 2026, depending on the county.