Limits for 2026 · updated 2026-10-29
Colorado loan limits 2026
20 of 64 counties in Colorado are high-cost areas with a conforming limit above the $832,750 baseline — the highest is $1,249,125 in Eagle County. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 44Up to 10% above baseline 1210–25% above 125%+ above 6High-cost ceiling ($1,249,125) 1
All counties
| Eagle County | $1,249,125 | +3.3% | $1,249,125 | $1,225,000 | $2,607 |
| Garfield County | $1,209,750 | 0% | $1,249,125 | $1,000,000 | $1,781 |
| Pitkin County | $1,209,750 | 0% | $1,249,125 | $1,000,000 | $2,597 |
| Lake County | $1,092,500 | +35.5% | $1,092,500 | $950,000 | $1,485 |
| Summit County | $1,092,500 | +2.4% | $1,092,500 | $950,000 | $2,766 |
| Moffat County | $1,089,050 | +35% | $1,089,050 | $947,000 | $1,225 |
| Routt County | $1,089,050 | +7.6% | $1,089,050 | $947,000 | $2,384 |
| San Miguel County | $994,750 | 0% | $1,045,350 | $650,000 | $1,631 |
| Grand County | $883,200 | +1.1% | $883,200 | $768,000 | $1,844 |
| Boulder County | $879,750 | +2% | $879,750 | $765,000 | $2,033 |
| Adams County | $862,500 | +3.4% | $862,500 | $750,000 | $2,169 |
| Arapahoe County | $862,500 | +3.4% | $862,500 | $750,000 | $2,169 |
| Broomfield County | $862,500 | +3.4% | $862,500 | $750,000 | $2,169 |
| Clear Creek County | $862,500 | +3.4% | $862,500 | $750,000 | $2,169 |
| Denver County | $862,500 | +3.4% | $862,500 | $750,000 | $2,169 |
| Douglas County | $862,500 | +3.4% | $862,500 | $750,000 | $2,169 |
| Elbert County | $862,500 | +3.4% | $862,500 | $750,000 | $2,169 |
| Gilpin County | $862,500 | +3.4% | $862,500 | $750,000 | $2,169 |
| Jefferson County | $862,500 | +3.4% | $862,500 | $750,000 | $2,169 |
| Park County | $862,500 | +3.4% | $862,500 | $750,000 | $2,169 |
| Alamosa County | $832,750 | +3.3% | $541,287 | $282,000 | $1,149 |
| Archuleta County | $832,750 | +3.3% | $541,287 | $406,000 | $1,542 |
| Baca County | $832,750 | +3.3% | $541,287 | $114,000 | $1,014 |
| Bent County | $832,750 | +3.3% | $541,287 | $135,000 | $1,150 |
| Chaffee County | $832,750 | +3.3% | $713,000 | $620,000 | $1,755 |
| Cheyenne County | $832,750 | +3.3% | $541,287 | $82,000 | $1,167 |
| Conejos County | $832,750 | +3.3% | $541,287 | $282,000 | $1,014 |
| Costilla County | $832,750 | +3.3% | $541,287 | $282,000 | $1,014 |
| Crowley County | $832,750 | +3.3% | $541,287 | $126,000 | $1,405 |
| Custer County | $832,750 | +3.3% | $541,287 | $250,000 | $1,202 |
| Delta County | $832,750 | +3.3% | $541,287 | $350,000 | $1,266 |
| Dolores County | $832,750 | +3.3% | $541,287 | $450,000 | $1,332 |
| El Paso County | $832,750 | +3.3% | $541,650 | $471,000 | $1,621 |
| Fremont County | $832,750 | +3.3% | $541,287 | $298,000 | $1,436 |
| Gunnison County | $832,750 | +3.3% | $747,500 | $584,000 | $1,437 |
| Hinsdale County | $832,750 | +3.3% | $563,500 | $490,000 | $1,316 |
| Huerfano County | $832,750 | +3.3% | $541,287 | $153,000 | $1,116 |
| Jackson County | $832,750 | +3.3% | $541,287 | $289,000 | $1,485 |
| Kiowa County | $832,750 | +3.3% | $541,287 | $64,000 | $1,319 |
| Kit Carson County | $832,750 | +3.3% | $541,287 | $225,000 | $1,241 |
| La Plata County | $832,750 | +3.3% | $747,500 | $650,000 | $1,821 |
| Larimer County | $832,750 | +3.3% | $634,800 | $552,000 | $1,759 |
| Las Animas County | $832,750 | +3.3% | $541,287 | $200,000 | $1,291 |
| Lincoln County | $832,750 | +3.3% | $541,287 | $198,000 | $1,070 |
| Logan County | $832,750 | +3.3% | $541,287 | $219,000 | $1,249 |
| Mesa County | $832,750 | +3.3% | $541,287 | $400,000 | $1,282 |
| Mineral County | $832,750 | +3.3% | $541,287 | $338,000 | $1,485 |
| Montezuma County | $832,750 | +3.3% | $541,287 | $330,000 | $1,280 |
| Montrose County | $832,750 | +3.3% | $541,287 | $420,000 | $1,321 |
| Morgan County | $832,750 | +3.3% | $541,287 | $335,000 | $1,261 |
| Otero County | $832,750 | +3.3% | $541,287 | $150,000 | $1,059 |
| Ouray County | $832,750 | +3.3% | $750,950 | $650,000 | $1,640 |
| Phillips County | $832,750 | +3.3% | $541,287 | $210,000 | $1,137 |
| Prowers County | $832,750 | +3.3% | $541,287 | $200,000 | $1,050 |
| Pueblo County | $832,750 | +3.3% | $541,287 | $282,000 | $1,263 |
| Rio Blanco County | $832,750 | +3.3% | $541,287 | $239,000 | $1,165 |
| Rio Grande County | $832,750 | +3.3% | $541,287 | $214,000 | $1,220 |
| Saguache County | $832,750 | +3.3% | $541,287 | $200,000 | $1,059 |
| San Juan County | $832,750 | +3.3% | $541,287 | $410,000 | $1,344 |
| Sedgwick County | $832,750 | +3.3% | $541,287 | $147,000 | $1,014 |
| Teller County | $832,750 | +3.3% | $541,650 | $471,000 | $1,474 |
| Washington County | $832,750 | +3.3% | $541,287 | $230,000 | $1,297 |
| Weld County | $832,750 | +3.3% | $575,000 | $500,000 | $1,647 |
| Yuma County | $832,750 | +3.3% | $541,287 | $205,000 | $1,132 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Colorado for 2026?
$832,750 in most counties; 20 high-cost counties have higher limits, up to $1,249,125 in Eagle County.
What is the FHA loan limit in Colorado?
From $541,287 to $1,249,125 for a single-family home in 2026, depending on the county.