Weld County, Colorado loan limits 2026
FIPS 08123 · 38 ZIP codes, e.g. 80504, 80514, 80516, 80520, 80530, 80534 · metro area (CBSA) 24540
In Weld County the 2026 conforming loan limit is $832,750 for a single-family home — the national baseline. The FHA limit is $575,000. Anything above $832,750 is a jumbo loan.
Does my loan fit?
How much home fits under the limit?
The highest home price you can buy with a loan that still fits the 2026 limit, at that down payment. Your actual budget depends on income, debts, rates and the lender.
Conforming limit in Weld County, 2024–2026
Single-family limit set by the FHFA each year. The 2027 limits are announced in late November 2026 — this page updates automatically.
Loan limits by number of units
| Property | Conforming 2026 | FHA 2026 | Conforming vs. 2025 |
|---|---|---|---|
| 1 unit (single-family) | $832,750 | $575,000 | +3.3% |
| 2 units | $1,066,250 | $736,100 | +3.3% |
| 3 units | $1,288,800 | $889,800 | +3.3% |
| 4 units | $1,601,750 | $1,105,800 | +3.3% |
Conforming limits (FHFA) apply to loans bought by Fannie Mae and Freddie Mac; VA loans with partial entitlement use the same county limit. FHA limits (HUD) cap FHA-insured mortgages. Weld County is in metro area CBSA 24540; all its counties share the same limit.
HUD income limits FY2026
Area median family income: $128,000 · Greeley, CO MSA
| Household size | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
|---|---|---|---|---|---|---|---|---|
| Low income (80%) | $69,950 | $79,950 | $89,950 | $99,900 | $107,900 | $115,900 | $123,900 | $131,900 |
| Very low income (50%) | $43,750 | $49,950 | $56,250 | $62,450 | $67,450 | $72,450 | $77,450 | $82,450 |
| Extremely low income (30%) | $26,250 | $30,000 | $33,750 | $37,450 | $40,450 | $44,360 | $50,040 | $55,720 |
Used for housing assistance and many down-payment and first-time-buyer programs. Programs set their own rules; check the program you apply to.
Fair market rent FY2027
| Unit | Fair market rent FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $1,240/mo | $1,171 | +5.9% |
| 1 bedroom | $1,307/mo | $1,238 | +5.6% |
| 2 bedrooms | $1,647/mo | $1,563 | +5.4% |
| 3 bedrooms | $2,281/mo | $2,174 | +4.9% |
| 4 bedrooms | $2,753/mo | $2,590 | +6.3% |
HUD's fair market rent: the 40th-percentile gross rent (rent plus utilities) for standard units, used for Housing Choice Vouchers. Area: Greeley, CO MSA.
Other counties in Colorado
Highest limits first.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Weld County, CO for 2026?
$832,750 for a one-unit property ($1,066,250 for 2 units, $1,288,800 for 3, $1,601,750 for 4), set by the FHFA; it was $806,500 in 2025.
What is the FHA loan limit in Weld County?
$575,000 for a single-family home in 2026 (HUD), up to $1,105,800 for a four-unit property.
What counts as a jumbo loan in Weld County?
A mortgage above $832,750 for a single-family home is a jumbo (non-conforming) loan in Weld County in 2026.
What are the HUD income limits in Weld County?
For a family of four (FY2026): low income $99,900, very low income $62,450, extremely low income $37,450; area median family income $128,000.
What is the fair market rent in Weld County?
$1,647 a month for a two-bedroom unit in FY2027 (HUD), $1,307 for one bedroom.