Limits for 2026 · updated 2026-10-29
West Virginia loan limits 2026
1 of 55 counties in West Virginia are high-cost areas with a conforming limit above the $832,750 baseline — the highest is $1,249,125 in Jefferson County. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 54High-cost ceiling ($1,249,125) 1
All counties
| Jefferson County | $1,249,125 | +3.3% | $1,249,125 | $1,198,000 | $1,376 |
| Barbour County | $832,750 | +3.3% | $541,287 | $98,000 | $944 |
| Berkeley County | $832,750 | +3.3% | $541,287 | $300,000 | $1,215 |
| Boone County | $832,750 | +3.3% | $541,287 | $178,000 | $944 |
| Braxton County | $832,750 | +3.3% | $541,287 | $75,000 | $944 |
| Brooke County | $832,750 | +3.3% | $541,287 | $174,000 | $1,007 |
| Cabell County | $832,750 | +3.3% | $541,287 | $243,000 | $1,006 |
| Calhoun County | $832,750 | +3.3% | $541,287 | $144,000 | $944 |
| Clay County | $832,750 | +3.3% | $541,287 | $178,000 | $1,048 |
| Doddridge County | $832,750 | +3.3% | $541,287 | $145,000 | $976 |
| Fayette County | $832,750 | +3.3% | $541,287 | $140,000 | $961 |
| Gilmer County | $832,750 | +3.3% | $541,287 | $95,000 | $944 |
| Grant County | $832,750 | +3.3% | $541,287 | $134,000 | $944 |
| Greenbrier County | $832,750 | +3.3% | $541,287 | $169,000 | $991 |
| Hampshire County | $832,750 | +3.3% | $541,287 | $420,000 | $1,505 |
| Hancock County | $832,750 | +3.3% | $541,287 | $174,000 | $1,007 |
| Hardy County | $832,750 | +3.3% | $541,287 | $150,000 | $955 |
| Harrison County | $832,750 | +3.3% | $541,287 | $145,000 | $1,005 |
| Jackson County | $832,750 | +3.3% | $541,287 | $150,000 | $944 |
| Kanawha County | $832,750 | +3.3% | $541,287 | $178,000 | $1,048 |
| Lewis County | $832,750 | +3.3% | $541,287 | $90,000 | $944 |
| Lincoln County | $832,750 | +3.3% | $541,287 | $134,000 | $944 |
| Logan County | $832,750 | +3.3% | $541,287 | $70,000 | $944 |
| Marion County | $832,750 | +3.3% | $541,287 | $141,000 | $1,071 |
| Marshall County | $832,750 | +3.3% | $541,287 | $228,000 | $1,009 |
| Mason County | $832,750 | +3.3% | $541,287 | $165,000 | $944 |
| McDowell County | $832,750 | +3.3% | $541,287 | $64,000 | $944 |
| Mercer County | $832,750 | +3.3% | $541,287 | $125,000 | $946 |
| Mineral County | $832,750 | +3.3% | $541,287 | $187,000 | $944 |
| Mingo County | $832,750 | +3.3% | $541,287 | $54,000 | $961 |
| Monongalia County | $832,750 | +3.3% | $541,287 | $270,000 | $1,143 |
| Monroe County | $832,750 | +3.3% | $541,287 | $125,000 | $944 |
| Morgan County | $832,750 | +3.3% | $541,287 | $300,000 | $979 |
| Nicholas County | $832,750 | +3.3% | $541,287 | $115,000 | $944 |
| Ohio County | $832,750 | +3.3% | $541,287 | $228,000 | $1,009 |
| Pendleton County | $832,750 | +3.3% | $541,287 | $150,000 | $944 |
| Pleasants County | $832,750 | +3.3% | $541,287 | $137,000 | $944 |
| Pocahontas County | $832,750 | +3.3% | $541,287 | $93,000 | $944 |
| Preston County | $832,750 | +3.3% | $541,287 | $270,000 | $1,143 |
| Putnam County | $832,750 | +3.3% | $541,287 | $243,000 | $1,091 |
| Raleigh County | $832,750 | +3.3% | $541,287 | $140,000 | $972 |
| Randolph County | $832,750 | +3.3% | $541,287 | $178,000 | $975 |
| Ritchie County | $832,750 | +3.3% | $541,287 | $75,000 | $944 |
| Roane County | $832,750 | +3.3% | $541,287 | $75,000 | $944 |
| Summers County | $832,750 | +3.3% | $541,287 | $96,000 | $944 |
| Taylor County | $832,750 | +3.3% | $541,287 | $145,000 | $1,020 |
| Tucker County | $832,750 | +3.3% | $541,287 | $195,000 | $944 |
| Tyler County | $832,750 | +3.3% | $541,287 | $95,000 | $944 |
| Upshur County | $832,750 | +3.3% | $541,287 | $165,000 | $993 |
| Wayne County | $832,750 | +3.3% | $541,287 | $243,000 | $1,006 |
| Webster County | $832,750 | +3.3% | $541,287 | $65,000 | $944 |
| Wetzel County | $832,750 | +3.3% | $541,287 | $111,000 | $944 |
| Wirt County | $832,750 | +3.3% | $541,287 | $152,000 | $974 |
| Wood County | $832,750 | +3.3% | $541,287 | $152,000 | $974 |
| Wyoming County | $832,750 | +3.3% | $541,287 | $40,000 | $944 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in West Virginia for 2026?
$832,750 in most counties; 1 high-cost county has higher limits, up to $1,249,125 in Jefferson County.
What is the FHA loan limit in West Virginia?
From $541,287 to $1,249,125 for a single-family home in 2026, depending on the county.