Limits for 2026 · updated 2026-10-29
Vermont loan limits 2026
All 14 counties in Vermont use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 14
All counties
| Addison County | $832,750 | +3.3% | $541,287 | $345,000 | $1,636 |
| Bennington County | $832,750 | +3.3% | $541,287 | $290,000 | $1,503 |
| Caledonia County | $832,750 | +3.3% | $541,287 | $229,000 | $1,327 |
| Chittenden County | $832,750 | +3.3% | $575,000 | $499,000 | $2,165 |
| Essex County | $832,750 | +3.3% | $541,287 | $140,000 | $1,167 |
| Franklin County | $832,750 | +3.3% | $575,000 | $499,000 | $2,165 |
| Grand Isle County | $832,750 | +3.3% | $575,000 | $499,000 | $2,165 |
| Lamoille County | $832,750 | +3.3% | $541,287 | $342,000 | $1,535 |
| Orange County | $832,750 | +3.3% | $541,287 | $379,000 | $1,581 |
| Orleans County | $832,750 | +3.3% | $541,287 | $192,000 | $1,363 |
| Rutland County | $832,750 | +3.3% | $541,287 | $242,000 | $1,541 |
| Washington County | $832,750 | +3.3% | $541,287 | $323,000 | $1,783 |
| Windham County | $832,750 | +3.3% | $541,287 | $299,000 | $1,605 |
| Windsor County | $832,750 | +3.3% | $541,287 | $379,000 | $1,558 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Vermont for 2026?
$832,750 for a single-family home in every county of Vermont.
What is the FHA loan limit in Vermont?
From $541,287 to $575,000 for a single-family home in 2026, depending on the county.