Limits for 2026 · updated 2026-10-29
Utah loan limits 2026
4 of 29 counties in Utah are high-cost areas with a conforming limit above the $832,750 baseline — the highest is $1,150,000 in 2 counties, including Summit County, Wasatch County. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 25Up to 10% above baseline 110–25% above 125%+ above 2
All counties
| Summit County | $1,150,000 | 0% | $1,163,800 | $1,000,000 | $2,153 |
| Wasatch County | $1,150,000 | 0% | $1,163,800 | $1,000,000 | $1,715 |
| Wayne County | $997,050 | 0% | $997,050 | $487,000 | $1,023 |
| Grand County | $839,500 | +4.1% | $839,500 | $730,000 | $1,475 |
| Beaver County | $832,750 | +3.3% | $541,287 | $289,000 | $1,149 |
| Box Elder County | $832,750 | +3.3% | $541,287 | $401,000 | $1,097 |
| Cache County | $832,750 | +3.3% | $541,287 | $425,000 | $1,265 |
| Carbon County | $832,750 | +3.3% | $541,287 | $259,000 | $1,014 |
| Daggett County | $832,750 | +3.3% | $541,287 | $323,000 | $1,158 |
| Davis County | $832,750 | +3.3% | $744,050 | $520,000 | $1,591 |
| Duchesne County | $832,750 | +3.3% | $541,287 | $297,000 | $1,097 |
| Emery County | $832,750 | +3.3% | $541,287 | $263,000 | $1,014 |
| Garfield County | $832,750 | +3.3% | $541,287 | $381,000 | $1,014 |
| Iron County | $832,750 | +3.3% | $541,287 | $370,000 | $1,144 |
| Juab County | $832,750 | +3.3% | $601,450 | $523,000 | $1,363 |
| Kane County | $832,750 | +3.3% | $541,287 | $250,000 | $1,557 |
| Millard County | $832,750 | +3.3% | $541,287 | $304,000 | $1,077 |
| Morgan County | $832,750 | +3.3% | $744,050 | $520,000 | $1,591 |
| Piute County | $832,750 | +3.3% | $541,287 | $314,000 | $1,158 |
| Rich County | $832,750 | +3.3% | $579,600 | $433,000 | $1,158 |
| Salt Lake County | $832,750 | +3.3% | $637,100 | $554,000 | $1,615 |
| San Juan County | $832,750 | +3.3% | $541,287 | $254,000 | $1,042 |
| Sanpete County | $832,750 | +3.3% | $541,287 | $348,000 | $1,145 |
| Sevier County | $832,750 | +3.3% | $541,287 | $315,000 | $1,049 |
| Tooele County | $832,750 | +3.3% | $637,100 | $554,000 | $1,149 |
| Uintah County | $832,750 | +3.3% | $541,287 | $425,000 | $1,014 |
| Utah County | $832,750 | +3.3% | $601,450 | $523,000 | $1,363 |
| Washington County | $832,750 | +3.3% | $607,200 | $528,000 | $1,657 |
| Weber County | $832,750 | +3.3% | $744,050 | $520,000 | $1,591 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Utah for 2026?
$832,750 in most counties; 4 high-cost counties have higher limits, up to $1,150,000 in Summit County.
What is the FHA loan limit in Utah?
From $541,287 to $1,163,800 for a single-family home in 2026, depending on the county.