Limits for 2026 · updated 2026-10-29
Texas loan limits 2026
All 254 counties in Texas use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 254
All counties
| Anderson County | $832,750 | +3.3% | $541,287 | $175,000 | $1,201 |
| Andrews County | $832,750 | +3.3% | $541,287 | $324,000 | $1,325 |
| Angelina County | $832,750 | +3.3% | $541,287 | $206,000 | $1,073 |
| Aransas County | $832,750 | +3.3% | $541,287 | $299,000 | $1,404 |
| Archer County | $832,750 | +3.3% | $541,287 | $238,000 | $1,145 |
| Armstrong County | $832,750 | +3.3% | $541,287 | $253,000 | $1,107 |
| Atascosa County | $832,750 | +3.3% | $557,750 | $469,000 | $1,069 |
| Austin County | $832,750 | +3.3% | $541,287 | $375,000 | $1,069 |
| Bailey County | $832,750 | +3.3% | $541,287 | $140,000 | $1,015 |
| Bandera County | $832,750 | +3.3% | $557,750 | $469,000 | $1,441 |
| Bastrop County | $832,750 | +3.3% | $571,550 | $467,000 | $1,817 |
| Baylor County | $832,750 | +3.3% | $541,287 | $144,000 | $1,014 |
| Bee County | $832,750 | +3.3% | $541,287 | $168,000 | $1,233 |
| Bell County | $832,750 | +3.3% | $541,287 | $288,000 | $1,138 |
| Bexar County | $832,750 | +3.3% | $557,750 | $469,000 | $1,441 |
| Blanco County | $832,750 | +3.3% | $541,287 | $362,000 | $1,227 |
| Borden County | $832,750 | +3.3% | $541,287 | $160,000 | $1,078 |
| Bosque County | $832,750 | +3.3% | $541,287 | $281,000 | $1,014 |
| Bowie County | $832,750 | +3.3% | $541,287 | $194,000 | $1,118 |
| Brazoria County | $832,750 | +3.3% | $541,287 | $375,000 | $1,319 |
| Brazos County | $832,750 | +3.3% | $541,287 | $322,000 | $1,151 |
| Brewster County | $832,750 | +3.3% | $541,287 | $248,000 | $1,028 |
| Briscoe County | $832,750 | +3.3% | $541,287 | $145,000 | $1,078 |
| Brooks County | $832,750 | +3.3% | $541,287 | $161,000 | $1,014 |
| Brown County | $832,750 | +3.3% | $541,287 | $191,000 | $1,137 |
| Burleson County | $832,750 | +3.3% | $541,287 | $322,000 | $1,151 |
| Burnet County | $832,750 | +3.3% | $541,287 | $314,000 | $1,349 |
| Caldwell County | $832,750 | +3.3% | $571,550 | $467,000 | $1,817 |
| Calhoun County | $832,750 | +3.3% | $541,287 | $198,000 | $1,014 |
| Callahan County | $832,750 | +3.3% | $541,287 | $236,000 | $1,310 |
| Cameron County | $832,750 | +3.3% | $541,287 | $237,000 | $1,042 |
| Camp County | $832,750 | +3.3% | $541,287 | $227,000 | $1,014 |
| Carson County | $832,750 | +3.3% | $541,287 | $253,000 | $1,107 |
| Cass County | $832,750 | +3.3% | $541,287 | $145,000 | $1,014 |
| Castro County | $832,750 | +3.3% | $541,287 | $169,000 | $1,218 |
| Chambers County | $832,750 | +3.3% | $541,287 | $375,000 | $1,497 |
| Cherokee County | $832,750 | +3.3% | $541,287 | $179,000 | $1,062 |
| Childress County | $832,750 | +3.3% | $541,287 | $106,000 | $1,128 |
| Clay County | $832,750 | +3.3% | $541,287 | $238,000 | $1,145 |
| Cochran County | $832,750 | +3.3% | $541,287 | $237,000 | $1,014 |
| Coke County | $832,750 | +3.3% | $541,287 | $117,000 | $1,014 |
| Coleman County | $832,750 | +3.3% | $541,287 | $143,000 | $1,079 |
| Collin County | $832,750 | +3.3% | $563,500 | $479,000 | $1,807 |
| Collingsworth County | $832,750 | +3.3% | $541,287 | $127,000 | $1,014 |
| Colorado County | $832,750 | +3.3% | $541,287 | $253,000 | $1,211 |
| Comal County | $832,750 | +3.3% | $557,750 | $469,000 | $1,441 |
| Comanche County | $832,750 | +3.3% | $541,287 | $175,000 | $1,017 |
| Concho County | $832,750 | +3.3% | $541,287 | $142,000 | $1,131 |
| Cooke County | $832,750 | +3.3% | $541,287 | $306,000 | $1,314 |
| Coryell County | $832,750 | +3.3% | $541,287 | $288,000 | $1,138 |
| Cottle County | $832,750 | +3.3% | $541,287 | $82,000 | $1,078 |
| Crane County | $832,750 | +3.3% | $541,287 | $63,000 | $1,014 |
| Crockett County | $832,750 | +3.3% | $541,287 | $129,000 | $1,078 |
| Crosby County | $832,750 | +3.3% | $541,287 | $237,000 | $1,241 |
| Culberson County | $832,750 | +3.3% | $541,287 | $163,000 | $1,078 |
| Dallam County | $832,750 | +3.3% | $541,287 | $188,000 | $1,381 |
| Dallas County | $832,750 | +3.3% | $563,500 | $479,000 | $1,807 |
| Dawson County | $832,750 | +3.3% | $541,287 | $154,000 | $1,212 |
| Deaf Smith County | $832,750 | +3.3% | $541,287 | $156,000 | $1,112 |
| Delta County | $832,750 | +3.3% | $541,287 | $200,000 | $1,014 |
| Denton County | $832,750 | +3.3% | $563,500 | $479,000 | $1,807 |
| Dewitt County | $832,750 | +3.3% | $541,287 | $188,000 | $1,205 |
| Dickens County | $832,750 | +3.3% | $541,287 | $87,000 | $1,108 |
| Dimmit County | $832,750 | +3.3% | $541,287 | $153,000 | $1,014 |
| Donley County | $832,750 | +3.3% | $541,287 | $113,000 | $1,014 |
| Duval County | $832,750 | +3.3% | $541,287 | $69,000 | $1,078 |
| Eastland County | $832,750 | +3.3% | $541,287 | $168,000 | $1,014 |
| Ector County | $832,750 | +3.3% | $541,287 | $263,000 | $1,522 |
| Edwards County | $832,750 | +3.3% | $541,287 | $219,000 | $1,078 |
| El Paso County | $832,750 | +3.3% | $541,287 | $261,000 | $1,146 |
| Ellis County | $832,750 | +3.3% | $563,500 | $479,000 | $1,807 |
| Erath County | $832,750 | +3.3% | $541,287 | $278,000 | $1,260 |
| Falls County | $832,750 | +3.3% | $541,287 | $281,000 | $1,014 |
| Fannin County | $832,750 | +3.3% | $541,287 | $264,000 | $1,093 |
| Fayette County | $832,750 | +3.3% | $541,287 | $277,000 | $1,093 |
| Fisher County | $832,750 | +3.3% | $541,287 | $80,000 | $1,014 |
| Floyd County | $832,750 | +3.3% | $541,287 | $160,000 | $1,014 |
| Foard County | $832,750 | +3.3% | $541,287 | $64,000 | $1,014 |
| Fort Bend County | $832,750 | +3.3% | $541,287 | $375,000 | $1,497 |
| Franklin County | $832,750 | +3.3% | $541,287 | $224,000 | $1,151 |
| Freestone County | $832,750 | +3.3% | $541,287 | $181,000 | $1,014 |
| Frio County | $832,750 | +3.3% | $541,287 | $152,000 | $1,227 |
| Gaines County | $832,750 | +3.3% | $541,287 | $68,000 | $1,014 |
| Galveston County | $832,750 | +3.3% | $541,287 | $375,000 | $1,497 |
| Garza County | $832,750 | +3.3% | $541,287 | $237,000 | $1,084 |
| Gillespie County | $832,750 | +3.3% | $541,287 | $333,000 | $1,591 |
| Glasscock County | $832,750 | +3.3% | $813,050 | $707,000 | $1,078 |
| Goliad County | $832,750 | +3.3% | $541,287 | $232,000 | $1,428 |
| Gonzales County | $832,750 | +3.3% | $541,287 | $203,000 | $1,014 |
| Gray County | $832,750 | +3.3% | $541,287 | $134,000 | $1,083 |
| Grayson County | $832,750 | +3.3% | $541,287 | $294,000 | $1,395 |
| Gregg County | $832,750 | +3.3% | $541,287 | $230,000 | $1,232 |
| Grimes County | $832,750 | +3.3% | $541,287 | $270,000 | $1,154 |
| Guadalupe County | $832,750 | +3.3% | $557,750 | $469,000 | $1,441 |
| Hale County | $832,750 | +3.3% | $541,287 | $160,000 | $1,014 |
| Hall County | $832,750 | +3.3% | $541,287 | $106,000 | $1,014 |
| Hamilton County | $832,750 | +3.3% | $541,287 | $198,000 | $1,014 |
| Hansford County | $832,750 | +3.3% | $541,287 | $200,000 | $1,230 |
| Hardeman County | $832,750 | +3.3% | $541,287 | $77,000 | $1,014 |
| Hardin County | $832,750 | +3.3% | $541,287 | $239,000 | $1,218 |
| Harris County | $832,750 | +3.3% | $541,287 | $375,000 | $1,497 |
| Harrison County | $832,750 | +3.3% | $541,287 | $230,000 | $1,244 |
| Hartley County | $832,750 | +3.3% | $541,287 | $214,000 | $1,218 |
| Haskell County | $832,750 | +3.3% | $541,287 | $123,000 | $1,014 |
| Hays County | $832,750 | +3.3% | $571,550 | $467,000 | $1,817 |
| Hemphill County | $832,750 | +3.3% | $541,287 | $132,000 | $1,014 |
| Henderson County | $832,750 | +3.3% | $541,287 | $229,000 | $1,114 |
| Hidalgo County | $832,750 | +3.3% | $541,287 | $221,000 | $1,017 |
| Hill County | $832,750 | +3.3% | $541,287 | $238,000 | $1,080 |
| Hockley County | $832,750 | +3.3% | $541,287 | $237,000 | $1,014 |
| Hood County | $832,750 | +3.3% | $541,287 | $290,000 | $1,463 |
| Hopkins County | $832,750 | +3.3% | $541,287 | $247,000 | $1,205 |
| Houston County | $832,750 | +3.3% | $541,287 | $163,000 | $1,046 |
| Howard County | $832,750 | +3.3% | $541,287 | $181,000 | $1,217 |
| Hudspeth County | $832,750 | +3.3% | $541,287 | $261,000 | $1,014 |
| Hunt County | $832,750 | +3.3% | $563,500 | $479,000 | $1,807 |
| Hutchinson County | $832,750 | +3.3% | $541,287 | $140,000 | $1,014 |
| Irion County | $832,750 | +3.3% | $541,287 | $239,000 | $1,350 |
| Jack County | $832,750 | +3.3% | $541,287 | $196,000 | $1,022 |
| Jackson County | $832,750 | +3.3% | $541,287 | $169,000 | $1,142 |
| Jasper County | $832,750 | +3.3% | $541,287 | $169,000 | $1,014 |
| Jeff Davis County | $832,750 | +3.3% | $541,287 | $355,000 | $1,078 |
| Jefferson County | $832,750 | +3.3% | $541,287 | $239,000 | $1,218 |
| Jim Hogg County | $832,750 | +3.3% | $541,287 | $133,000 | $1,045 |
| Jim Wells County | $832,750 | +3.3% | $541,287 | $161,000 | $1,014 |
| Johnson County | $832,750 | +3.3% | $563,500 | $479,000 | $1,745 |
| Jones County | $832,750 | +3.3% | $541,287 | $236,000 | $1,310 |
| Karnes County | $832,750 | +3.3% | $541,287 | $189,000 | $1,143 |
| Kaufman County | $832,750 | +3.3% | $563,500 | $479,000 | $1,807 |
| Kendall County | $832,750 | +3.3% | $557,750 | $469,000 | $1,650 |
| Kenedy County | $832,750 | +3.3% | $541,287 | $87,000 | $1,102 |
| Kent County | $832,750 | +3.3% | $541,287 | $197,000 | $1,078 |
| Kerr County | $832,750 | +3.3% | $541,287 | $291,000 | $1,156 |
| Kimble County | $832,750 | +3.3% | $541,287 | $262,000 | $1,014 |
| King County | $832,750 | +3.3% | $541,287 | $53,000 | $1,078 |
| Kinney County | $832,750 | +3.3% | $541,287 | $134,000 | $1,078 |
| Kleberg County | $832,750 | +3.3% | $541,287 | $172,000 | $1,314 |
| Knox County | $832,750 | +3.3% | $541,287 | $90,000 | $1,014 |
| La Salle County | $832,750 | +3.3% | $541,287 | $85,000 | $1,073 |
| Lamar County | $832,750 | +3.3% | $541,287 | $172,000 | $1,036 |
| Lamb County | $832,750 | +3.3% | $541,287 | $139,000 | $1,014 |
| Lampasas County | $832,750 | +3.3% | $541,287 | $288,000 | $1,014 |
| Lavaca County | $832,750 | +3.3% | $541,287 | $223,000 | $1,086 |
| Lee County | $832,750 | +3.3% | $541,287 | $273,000 | $1,155 |
| Leon County | $832,750 | +3.3% | $541,287 | $176,000 | $1,014 |
| Liberty County | $832,750 | +3.3% | $541,287 | $375,000 | $1,497 |
| Limestone County | $832,750 | +3.3% | $541,287 | $150,000 | $1,014 |
| Lipscomb County | $832,750 | +3.3% | $541,287 | $100,000 | $1,014 |
| Live Oak County | $832,750 | +3.3% | $541,287 | $174,000 | $1,115 |
| Llano County | $832,750 | +3.3% | $541,287 | $311,000 | $1,102 |
| Loving County | $832,750 | +3.3% | $541,287 | $114,000 | $1,078 |
| Lubbock County | $832,750 | +3.3% | $541,287 | $237,000 | $1,241 |
| Lynn County | $832,750 | +3.3% | $541,287 | $237,000 | $1,025 |
| Madison County | $832,750 | +3.3% | $541,287 | $198,000 | $1,014 |
| Marion County | $832,750 | +3.3% | $541,287 | $142,000 | $1,041 |
| Martin County | $832,750 | +3.3% | $541,287 | $350,000 | $1,781 |
| Mason County | $832,750 | +3.3% | $541,287 | $200,000 | $1,078 |
| Matagorda County | $832,750 | +3.3% | $541,287 | $200,000 | $1,226 |
| Maverick County | $832,750 | +3.3% | $541,287 | $249,000 | $1,014 |
| McCulloch County | $832,750 | +3.3% | $541,287 | $140,000 | $1,067 |
| McLennan County | $832,750 | +3.3% | $541,287 | $281,000 | $1,297 |
| McMullen County | $832,750 | +3.3% | $541,287 | $146,000 | $1,078 |
| Medina County | $832,750 | +3.3% | $557,750 | $469,000 | $1,231 |
| Menard County | $832,750 | +3.3% | $541,287 | $160,000 | $1,014 |
| Midland County | $832,750 | +3.3% | $541,287 | $350,000 | $1,794 |
| Milam County | $832,750 | +3.3% | $541,287 | $231,000 | $1,126 |
| Mills County | $832,750 | +3.3% | $541,287 | $277,000 | $1,014 |
| Mitchell County | $832,750 | +3.3% | $541,287 | $108,000 | $1,118 |
| Montague County | $832,750 | +3.3% | $541,287 | $183,000 | $1,088 |
| Montgomery County | $832,750 | +3.3% | $541,287 | $375,000 | $1,497 |
| Moore County | $832,750 | +3.3% | $541,287 | $182,000 | $1,070 |
| Morris County | $832,750 | +3.3% | $541,287 | $227,000 | $1,014 |
| Motley County | $832,750 | +3.3% | $541,287 | $119,000 | $1,014 |
| Nacogdoches County | $832,750 | +3.3% | $541,287 | $213,000 | $1,139 |
| Navarro County | $832,750 | +3.3% | $541,287 | $190,000 | $1,139 |
| Newton County | $832,750 | +3.3% | $541,287 | $113,000 | $1,014 |
| Nolan County | $832,750 | +3.3% | $541,287 | $179,000 | $1,087 |
| Nueces County | $832,750 | +3.3% | $541,287 | $299,000 | $1,421 |
| Ochiltree County | $832,750 | +3.3% | $541,287 | $184,000 | $1,014 |
| Oldham County | $832,750 | +3.3% | $541,287 | $253,000 | $1,065 |
| Orange County | $832,750 | +3.3% | $541,287 | $239,000 | $1,218 |
| Palo Pinto County | $832,750 | +3.3% | $541,287 | $223,000 | $1,129 |
| Panola County | $832,750 | +3.3% | $541,287 | $184,000 | $1,060 |
| Parker County | $832,750 | +3.3% | $563,500 | $479,000 | $1,745 |
| Parmer County | $832,750 | +3.3% | $541,287 | $176,000 | $1,214 |
| Pecos County | $832,750 | +3.3% | $541,287 | $192,000 | $1,078 |
| Polk County | $832,750 | +3.3% | $541,287 | $160,000 | $1,227 |
| Potter County | $832,750 | +3.3% | $541,287 | $253,000 | $1,107 |
| Presidio County | $832,750 | +3.3% | $541,287 | $175,000 | $1,078 |
| Rains County | $832,750 | +3.3% | $541,287 | $288,000 | $1,014 |
| Randall County | $832,750 | +3.3% | $541,287 | $253,000 | $1,107 |
| Reagan County | $832,750 | +3.3% | $541,287 | $150,000 | $1,014 |
| Real County | $832,750 | +3.3% | $541,287 | $161,000 | $1,099 |
| Red River County | $832,750 | +3.3% | $541,287 | $172,000 | $1,014 |
| Reeves County | $832,750 | +3.3% | $541,287 | $152,000 | $1,165 |
| Refugio County | $832,750 | +3.3% | $541,287 | $129,000 | $1,014 |
| Roberts County | $832,750 | +3.3% | $541,287 | $134,000 | $1,078 |
| Robertson County | $832,750 | +3.3% | $541,287 | $322,000 | $1,151 |
| Rockwall County | $832,750 | +3.3% | $563,500 | $479,000 | $1,807 |
| Runnels County | $832,750 | +3.3% | $541,287 | $144,000 | $1,055 |
| Rusk County | $832,750 | +3.3% | $541,287 | $230,000 | $1,205 |
| Sabine County | $832,750 | +3.3% | $541,287 | $159,000 | $1,057 |
| San Augustine County | $832,750 | +3.3% | $541,287 | $113,000 | $1,014 |
| San Jacinto County | $832,750 | +3.3% | $541,287 | $375,000 | $1,163 |
| San Patricio County | $832,750 | +3.3% | $541,287 | $299,000 | $1,421 |
| San Saba County | $832,750 | +3.3% | $541,287 | $170,000 | $1,140 |
| Schleicher County | $832,750 | +3.3% | $541,287 | $180,000 | $1,078 |
| Scurry County | $832,750 | +3.3% | $541,287 | $158,000 | $1,245 |
| Shackelford County | $832,750 | +3.3% | $541,287 | $237,000 | $1,014 |
| Shelby County | $832,750 | +3.3% | $541,287 | $154,000 | $1,014 |
| Sherman County | $832,750 | +3.3% | $541,287 | $170,000 | $1,065 |
| Smith County | $832,750 | +3.3% | $541,287 | $285,000 | $1,277 |
| Somervell County | $832,750 | +3.3% | $541,287 | $333,000 | $1,014 |
| Starr County | $832,750 | +3.3% | $541,287 | $160,000 | $1,014 |
| Stephens County | $832,750 | +3.3% | $541,287 | $139,000 | $1,014 |
| Sterling County | $832,750 | +3.3% | $541,287 | $351,000 | $1,185 |
| Stonewall County | $832,750 | +3.3% | $541,287 | $73,000 | $1,078 |
| Sutton County | $832,750 | +3.3% | $541,287 | $163,000 | $1,078 |
| Swisher County | $832,750 | +3.3% | $541,287 | $96,000 | $1,014 |
| Tarrant County | $832,750 | +3.3% | $563,500 | $479,000 | $1,745 |
| Taylor County | $832,750 | +3.3% | $541,287 | $236,000 | $1,310 |
| Terrell County | $832,750 | +3.3% | $541,287 | $87,000 | $1,078 |
| Terry County | $832,750 | +3.3% | $541,287 | $149,000 | $1,014 |
| Throckmorton County | $832,750 | +3.3% | $541,287 | $111,000 | $1,060 |
| Titus County | $832,750 | +3.3% | $541,287 | $227,000 | $1,045 |
| Tom Green County | $832,750 | +3.3% | $541,287 | $239,000 | $1,350 |
| Travis County | $832,750 | +3.3% | $571,550 | $467,000 | $1,817 |
| Trinity County | $832,750 | +3.3% | $541,287 | $148,000 | $1,079 |
| Tyler County | $832,750 | +3.3% | $541,287 | $170,000 | $1,117 |
| Upshur County | $832,750 | +3.3% | $541,287 | $230,000 | $1,232 |
| Upton County | $832,750 | +3.3% | $541,287 | $175,000 | $1,078 |
| Uvalde County | $832,750 | +3.3% | $541,287 | $210,000 | $1,200 |
| Val Verde County | $832,750 | +3.3% | $541,287 | $222,000 | $1,119 |
| Van Zandt County | $832,750 | +3.3% | $541,287 | $247,000 | $1,184 |
| Victoria County | $832,750 | +3.3% | $541,287 | $232,000 | $1,428 |
| Walker County | $832,750 | +3.3% | $541,287 | $237,000 | $1,227 |
| Waller County | $832,750 | +3.3% | $541,287 | $375,000 | $1,497 |
| Ward County | $832,750 | +3.3% | $541,287 | $254,000 | $1,406 |
| Washington County | $832,750 | +3.3% | $541,287 | $283,000 | $1,400 |
| Webb County | $832,750 | +3.3% | $541,287 | $247,000 | $1,157 |
| Wharton County | $832,750 | +3.3% | $541,287 | $207,000 | $1,184 |
| Wheeler County | $832,750 | +3.3% | $541,287 | $131,000 | $1,048 |
| Wichita County | $832,750 | +3.3% | $541,287 | $238,000 | $1,145 |
| Wilbarger County | $832,750 | +3.3% | $541,287 | $128,000 | $1,091 |
| Willacy County | $832,750 | +3.3% | $541,287 | $97,000 | $1,014 |
| Williamson County | $832,750 | +3.3% | $571,550 | $467,000 | $1,817 |
| Wilson County | $832,750 | +3.3% | $557,750 | $469,000 | $1,441 |
| Winkler County | $832,750 | +3.3% | $541,287 | $185,000 | $1,109 |
| Wise County | $832,750 | +3.3% | $563,500 | $479,000 | $1,164 |
| Wood County | $832,750 | +3.3% | $541,287 | $230,000 | $1,019 |
| Yoakum County | $832,750 | +3.3% | $541,287 | $213,000 | $1,205 |
| Young County | $832,750 | +3.3% | $541,287 | $182,000 | $1,053 |
| Zapata County | $832,750 | +3.3% | $541,287 | $90,000 | $1,014 |
| Zavala County | $832,750 | +3.3% | $541,287 | $94,000 | $1,014 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Texas for 2026?
$832,750 for a single-family home in every county of Texas.
What is the FHA loan limit in Texas?
From $541,287 to $813,050 for a single-family home in 2026, depending on the county.