Limits for 2026 · updated 2026-10-29
South Dakota loan limits 2026
All 66 counties in South Dakota use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 66
All counties
| Aurora County | $832,750 | +3.3% | $541,287 | $194,000 | $1,014 |
| Beadle County | $832,750 | +3.3% | $541,287 | $150,000 | $1,090 |
| Bennett County | $832,750 | +3.3% | $541,287 | $175,000 | $1,395 |
| Bon Homme County | $832,750 | +3.3% | $541,287 | $160,000 | $1,014 |
| Brookings County | $832,750 | +3.3% | $541,287 | $326,000 | $1,066 |
| Brown County | $832,750 | +3.3% | $541,287 | $282,000 | $1,014 |
| Brule County | $832,750 | +3.3% | $541,287 | $272,000 | $1,030 |
| Buffalo County | $832,750 | +3.3% | $541,287 | $136,000 | $1,409 |
| Butte County | $832,750 | +3.3% | $541,287 | $263,000 | $1,278 |
| Campbell County | $832,750 | +3.3% | $541,287 | $117,000 | $1,014 |
| Charles Mix County | $832,750 | +3.3% | $541,287 | $224,000 | $1,014 |
| Clark County | $832,750 | +3.3% | $541,287 | $188,000 | $1,014 |
| Clay County | $832,750 | +3.3% | $541,287 | $195,000 | $1,022 |
| Codington County | $832,750 | +3.3% | $541,287 | $217,000 | $1,233 |
| Corson County | $832,750 | +3.3% | $541,287 | $98,000 | $1,014 |
| Custer County | $832,750 | +3.3% | $541,287 | $394,000 | $1,242 |
| Davison County | $832,750 | +3.3% | $541,287 | $254,000 | $1,087 |
| Day County | $832,750 | +3.3% | $541,287 | $195,000 | $1,014 |
| Deuel County | $832,750 | +3.3% | $541,287 | $155,000 | $1,014 |
| Dewey County | $832,750 | +3.3% | $541,287 | $100,000 | $1,014 |
| Douglas County | $832,750 | +3.3% | $541,287 | $158,000 | $1,064 |
| Edmunds County | $832,750 | +3.3% | $541,287 | $282,000 | $1,087 |
| Fall River County | $832,750 | +3.3% | $541,287 | $274,000 | $1,289 |
| Faulk County | $832,750 | +3.3% | $541,287 | $258,000 | $1,057 |
| Grant County | $832,750 | +3.3% | $541,287 | $238,000 | $1,179 |
| Gregory County | $832,750 | +3.3% | $541,287 | $171,000 | $1,014 |
| Haakon County | $832,750 | +3.3% | $541,287 | $193,000 | $1,064 |
| Hamlin County | $832,750 | +3.3% | $541,287 | $275,000 | $1,014 |
| Hand County | $832,750 | +3.3% | $541,287 | $229,000 | $1,014 |
| Hanson County | $832,750 | +3.3% | $541,287 | $254,000 | $1,014 |
| Harding County | $832,750 | +3.3% | $541,287 | $207,000 | $1,064 |
| Hughes County | $832,750 | +3.3% | $541,287 | $240,000 | $1,194 |
| Hutchinson County | $832,750 | +3.3% | $541,287 | $214,000 | $1,014 |
| Hyde County | $832,750 | +3.3% | $541,287 | $170,000 | $1,014 |
| Jackson County | $832,750 | +3.3% | $541,287 | $141,000 | $1,014 |
| Jerauld County | $832,750 | +3.3% | $541,287 | $169,000 | $1,064 |
| Jones County | $832,750 | +3.3% | $541,287 | $148,000 | $1,014 |
| Kingsbury County | $832,750 | +3.3% | $541,287 | $186,000 | $1,036 |
| Lake County | $832,750 | +3.3% | $541,287 | $271,000 | $1,154 |
| Lawrence County | $832,750 | +3.3% | $541,650 | $412,000 | $1,207 |
| Lincoln County | $832,750 | +3.3% | $541,287 | $405,000 | $1,228 |
| Lyman County | $832,750 | +3.3% | $541,287 | $198,000 | $1,086 |
| Marshall County | $832,750 | +3.3% | $541,287 | $185,000 | $1,014 |
| McCook County | $832,750 | +3.3% | $541,287 | $405,000 | $1,228 |
| McPherson County | $832,750 | +3.3% | $541,287 | $104,000 | $1,014 |
| Meade County | $832,750 | +3.3% | $541,287 | $394,000 | $1,357 |
| Mellette County | $832,750 | +3.3% | $541,287 | $80,000 | $1,064 |
| Miner County | $832,750 | +3.3% | $541,287 | $151,000 | $1,014 |
| Minnehaha County | $832,750 | +3.3% | $541,287 | $405,000 | $1,228 |
| Moody County | $832,750 | +3.3% | $541,287 | $273,000 | $1,014 |
| Oglala Lakota County | $832,750 | +3.3% | $541,287 | $61,000 | $1,014 |
| Pennington County | $832,750 | +3.3% | $541,287 | $394,000 | $1,430 |
| Perkins County | $832,750 | +3.3% | $541,287 | $141,000 | $1,030 |
| Potter County | $832,750 | +3.3% | $541,287 | $161,000 | $1,305 |
| Roberts County | $832,750 | +3.3% | $541,287 | $185,000 | $1,014 |
| Sanborn County | $832,750 | +3.3% | $541,287 | $254,000 | $1,014 |
| Spink County | $832,750 | +3.3% | $541,287 | $78,000 | $1,014 |
| Stanley County | $832,750 | +3.3% | $541,287 | $240,000 | $1,202 |
| Sully County | $832,750 | +3.3% | $541,287 | $263,000 | $1,064 |
| Todd County | $832,750 | +3.3% | $541,287 | $57,000 | $1,014 |
| Tripp County | $832,750 | +3.3% | $541,287 | $182,000 | $1,014 |
| Turner County | $832,750 | +3.3% | $541,287 | $405,000 | $1,228 |
| Union County | $832,750 | +3.3% | $541,287 | $285,000 | $1,194 |
| Walworth County | $832,750 | +3.3% | $541,287 | $164,000 | $1,167 |
| Yankton County | $832,750 | +3.3% | $541,287 | $255,000 | $1,016 |
| Ziebach County | $832,750 | +3.3% | $541,287 | $135,000 | $1,014 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in South Dakota for 2026?
$832,750 for a single-family home in every county of South Dakota.
What is the FHA loan limit in South Dakota?
From $541,287 to $541,650 for a single-family home in 2026, depending on the county.