Limits for 2026 · updated 2026-10-29
South Carolina loan limits 2026
All 46 counties in South Carolina use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 46
All counties
| Abbeville County | $832,750 | +3.3% | $541,287 | $180,000 | $885 |
| Aiken County | $832,750 | +3.3% | $541,287 | $315,000 | $1,329 |
| Allendale County | $832,750 | +3.3% | $541,287 | $42,000 | $885 |
| Anderson County | $832,750 | +3.3% | $541,287 | $335,000 | $1,102 |
| Bamberg County | $832,750 | +3.3% | $541,287 | $52,000 | $889 |
| Barnwell County | $832,750 | +3.3% | $541,287 | $70,000 | $892 |
| Beaufort County | $832,750 | +3.3% | $638,250 | $555,000 | $2,010 |
| Berkeley County | $832,750 | +3.3% | $690,000 | $600,000 | $1,884 |
| Calhoun County | $832,750 | +3.3% | $541,287 | $263,000 | $1,226 |
| Charleston County | $832,750 | +3.3% | $690,000 | $600,000 | $1,884 |
| Cherokee County | $832,750 | +3.3% | $541,287 | $165,000 | $885 |
| Chester County | $832,750 | +3.3% | $541,287 | $440,000 | $1,103 |
| Chesterfield County | $832,750 | +3.3% | $541,287 | $164,000 | $885 |
| Clarendon County | $832,750 | +3.3% | $541,287 | $138,000 | $885 |
| Colleton County | $832,750 | +3.3% | $541,287 | $220,000 | $913 |
| Darlington County | $832,750 | +3.3% | $541,287 | $209,000 | $1,093 |
| Dillon County | $832,750 | +3.3% | $541,287 | $52,000 | $885 |
| Dorchester County | $832,750 | +3.3% | $690,000 | $600,000 | $1,884 |
| Edgefield County | $832,750 | +3.3% | $541,287 | $315,000 | $1,329 |
| Fairfield County | $832,750 | +3.3% | $541,287 | $263,000 | $1,226 |
| Florence County | $832,750 | +3.3% | $541,287 | $209,000 | $1,121 |
| Georgetown County | $832,750 | +3.3% | $541,287 | $398,000 | $1,158 |
| Greenville County | $832,750 | +3.3% | $541,287 | $335,000 | $1,507 |
| Greenwood County | $832,750 | +3.3% | $541,287 | $180,000 | $885 |
| Hampton County | $832,750 | +3.3% | $541,287 | $85,000 | $885 |
| Horry County | $832,750 | +3.3% | $541,287 | $340,000 | $1,504 |
| Jasper County | $832,750 | +3.3% | $638,250 | $555,000 | $1,579 |
| Kershaw County | $832,750 | +3.3% | $541,287 | $263,000 | $954 |
| Lancaster County | $832,750 | +3.3% | $541,287 | $440,000 | $1,069 |
| Laurens County | $832,750 | +3.3% | $541,287 | $335,000 | $1,119 |
| Lee County | $832,750 | +3.3% | $541,287 | $135,000 | $885 |
| Lexington County | $832,750 | +3.3% | $541,287 | $263,000 | $1,226 |
| Marion County | $832,750 | +3.3% | $541,287 | $121,000 | $885 |
| Marlboro County | $832,750 | +3.3% | $541,287 | $35,000 | $885 |
| McCormick County | $832,750 | +3.3% | $541,287 | $222,000 | $885 |
| Newberry County | $832,750 | +3.3% | $541,287 | $188,000 | $933 |
| Oconee County | $832,750 | +3.3% | $541,287 | $259,000 | $894 |
| Orangeburg County | $832,750 | +3.3% | $541,287 | $147,000 | $906 |
| Pickens County | $832,750 | +3.3% | $541,287 | $335,000 | $1,507 |
| Richland County | $832,750 | +3.3% | $541,287 | $263,000 | $1,226 |
| Saluda County | $832,750 | +3.3% | $541,287 | $263,000 | $1,226 |
| Spartanburg County | $832,750 | +3.3% | $541,287 | $274,000 | $1,196 |
| Sumter County | $832,750 | +3.3% | $541,287 | $192,000 | $1,338 |
| Union County | $832,750 | +3.3% | $541,287 | $274,000 | $1,003 |
| Williamsburg County | $832,750 | +3.3% | $541,287 | $38,000 | $885 |
| York County | $832,750 | +3.3% | $541,287 | $440,000 | $1,785 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in South Carolina for 2026?
$832,750 for a single-family home in every county of South Carolina.
What is the FHA loan limit in South Carolina?
From $541,287 to $690,000 for a single-family home in 2026, depending on the county.