Limits for 2026 · updated 2026-10-29
Pennsylvania loan limits 2026
1 of 67 counties in Pennsylvania are high-cost areas with a conforming limit above the $832,750 baseline — the highest is $1,209,750 in Pike County. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 6625%+ above 1
All counties
| Pike County | $1,209,750 | 0% | $541,287 | $284,000 | $1,521 |
| Adams County | $832,750 | +3.3% | $541,287 | $293,000 | $1,354 |
| Allegheny County | $832,750 | +3.3% | $541,287 | $332,000 | $1,389 |
| Armstrong County | $832,750 | +3.3% | $541,287 | $332,000 | $1,043 |
| Beaver County | $832,750 | +3.3% | $541,287 | $332,000 | $1,389 |
| Bedford County | $832,750 | +3.3% | $541,287 | $150,000 | $1,014 |
| Berks County | $832,750 | +3.3% | $541,287 | $270,000 | $1,418 |
| Blair County | $832,750 | +3.3% | $541,287 | $145,000 | $1,151 |
| Bradford County | $832,750 | +3.3% | $541,287 | $155,000 | $1,100 |
| Bucks County | $832,750 | +3.3% | $630,200 | $548,000 | $1,860 |
| Butler County | $832,750 | +3.3% | $541,287 | $332,000 | $1,389 |
| Cambria County | $832,750 | +3.3% | $541,287 | $90,000 | $1,014 |
| Cameron County | $832,750 | +3.3% | $541,287 | $57,000 | $1,014 |
| Carbon County | $832,750 | +3.3% | $541,287 | $395,000 | $1,839 |
| Centre County | $832,750 | +3.3% | $541,287 | $343,000 | $1,537 |
| Chester County | $832,750 | +3.3% | $630,200 | $548,000 | $1,860 |
| Clarion County | $832,750 | +3.3% | $541,287 | $129,000 | $1,014 |
| Clearfield County | $832,750 | +3.3% | $541,287 | $112,000 | $1,014 |
| Clinton County | $832,750 | +3.3% | $541,287 | $175,000 | $1,014 |
| Columbia County | $832,750 | +3.3% | $541,287 | $183,000 | $1,136 |
| Crawford County | $832,750 | +3.3% | $541,287 | $130,000 | $1,014 |
| Cumberland County | $832,750 | +3.3% | $541,287 | $323,000 | $1,598 |
| Dauphin County | $832,750 | +3.3% | $541,287 | $323,000 | $1,598 |
| Delaware County | $832,750 | +3.3% | $630,200 | $548,000 | $1,860 |
| Elk County | $832,750 | +3.3% | $541,287 | $100,000 | $1,014 |
| Erie County | $832,750 | +3.3% | $541,287 | $180,000 | $1,091 |
| Fayette County | $832,750 | +3.3% | $541,287 | $332,000 | $1,389 |
| Forest County | $832,750 | +3.3% | $541,287 | $89,000 | $1,014 |
| Franklin County | $832,750 | +3.3% | $541,287 | $258,000 | $1,325 |
| Fulton County | $832,750 | +3.3% | $541,287 | $165,000 | $1,014 |
| Greene County | $832,750 | +3.3% | $541,287 | $125,000 | $1,135 |
| Huntingdon County | $832,750 | +3.3% | $541,287 | $140,000 | $1,014 |
| Indiana County | $832,750 | +3.3% | $541,287 | $130,000 | $1,014 |
| Jefferson County | $832,750 | +3.3% | $541,287 | $85,000 | $1,014 |
| Juniata County | $832,750 | +3.3% | $541,287 | $175,000 | $1,014 |
| Lackawanna County | $832,750 | +3.3% | $541,287 | $304,000 | $1,363 |
| Lancaster County | $832,750 | +3.3% | $541,287 | $350,000 | $1,553 |
| Lawrence County | $832,750 | +3.3% | $541,287 | $332,000 | $1,095 |
| Lebanon County | $832,750 | +3.3% | $541,287 | $256,000 | $1,353 |
| Lehigh County | $832,750 | +3.3% | $541,287 | $395,000 | $1,839 |
| Luzerne County | $832,750 | +3.3% | $541,287 | $304,000 | $1,363 |
| Lycoming County | $832,750 | +3.3% | $541,287 | $180,000 | $1,217 |
| McKean County | $832,750 | +3.3% | $541,287 | $100,000 | $1,014 |
| Mercer County | $832,750 | +3.3% | $541,287 | $135,000 | $1,028 |
| Mifflin County | $832,750 | +3.3% | $541,287 | $130,000 | $1,014 |
| Monroe County | $832,750 | +3.3% | $541,287 | $295,000 | $1,550 |
| Montgomery County | $832,750 | +3.3% | $630,200 | $548,000 | $1,860 |
| Montour County | $832,750 | +3.3% | $541,287 | $225,000 | $1,436 |
| Northampton County | $832,750 | +3.3% | $541,287 | $395,000 | $1,839 |
| Northumberland County | $832,750 | +3.3% | $541,287 | $225,000 | $1,014 |
| Perry County | $832,750 | +3.3% | $541,287 | $323,000 | $1,598 |
| Philadelphia County | $832,750 | +3.3% | $630,200 | $548,000 | $1,860 |
| Potter County | $832,750 | +3.3% | $541,287 | $125,000 | $1,014 |
| Schuylkill County | $832,750 | +3.3% | $541,287 | $115,000 | $1,068 |
| Snyder County | $832,750 | +3.3% | $541,287 | $202,000 | $1,084 |
| Somerset County | $832,750 | +3.3% | $541,287 | $134,000 | $1,014 |
| Sullivan County | $832,750 | +3.3% | $541,287 | $149,000 | $1,014 |
| Susquehanna County | $832,750 | +3.3% | $541,287 | $154,000 | $1,060 |
| Tioga County | $832,750 | +3.3% | $541,287 | $149,000 | $1,045 |
| Union County | $832,750 | +3.3% | $541,287 | $260,000 | $1,028 |
| Venango County | $832,750 | +3.3% | $541,287 | $90,000 | $1,014 |
| Warren County | $832,750 | +3.3% | $541,287 | $105,000 | $1,014 |
| Washington County | $832,750 | +3.3% | $541,287 | $332,000 | $1,389 |
| Wayne County | $832,750 | +3.3% | $541,287 | $250,000 | $1,184 |
| Westmoreland County | $832,750 | +3.3% | $541,287 | $332,000 | $1,389 |
| Wyoming County | $832,750 | +3.3% | $541,287 | $304,000 | $1,363 |
| York County | $832,750 | +3.3% | $541,287 | $279,000 | $1,327 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Pennsylvania for 2026?
$832,750 in most counties; 1 high-cost county has higher limits, up to $1,209,750 in Pike County.
What is the FHA loan limit in Pennsylvania?
From $541,287 to $630,200 for a single-family home in 2026, depending on the county.