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Limits for 2026 · updated 2026-10-29

Oklahoma loan limits 2026

All 77 counties in Oklahoma use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.

Conforming loan limit by county

Baseline ($832,750) 77

All counties

Adair County$832,750+3.3%$541,287$65,000$916
Alfalfa County$832,750+3.3%$541,287$60,000$916
Atoka County$832,750+3.3%$541,287$93,000$916
Beaver County$832,750+3.3%$541,287$80,000$916
Beckham County$832,750+3.3%$541,287$132,000$1,039
Blaine County$832,750+3.3%$541,287$93,000$1,021
Bryan County$832,750+3.3%$541,287$172,000$1,004
Caddo County$832,750+3.3%$541,287$81,000$916
Canadian County$832,750+3.3%$541,287$253,000$1,264
Carter County$832,750+3.3%$541,287$150,000$1,040
Cherokee County$832,750+3.3%$541,287$149,000$943
Choctaw County$832,750+3.3%$541,287$67,000$916
Cimarron County$832,750+3.3%$541,287$30,000$916
Cleveland County$832,750+3.3%$541,287$253,000$1,264
Coal County$832,750+3.3%$541,287$50,000$916
Comanche County$832,750+3.3%$541,287$142,000$974
Cotton County$832,750+3.3%$541,287$142,000$916
Craig County$832,750+3.3%$541,287$120,000$940
Creek County$832,750+3.3%$541,287$250,000$1,229
Custer County$832,750+3.3%$541,287$150,000$916
Delaware County$832,750+3.3%$541,287$180,000$980
Dewey County$832,750+3.3%$541,287$56,000$916
Ellis County$832,750+3.3%$541,287$80,000$916
Garfield County$832,750+3.3%$541,287$130,000$997
Garvin County$832,750+3.3%$541,287$100,000$916
Grady County$832,750+3.3%$541,287$253,000$1,011
Grant County$832,750+3.3%$541,287$65,000$916
Greer County$832,750+3.3%$541,287$55,000$916
Harmon County$832,750+3.3%$541,287$34,000$916
Harper County$832,750+3.3%$541,287$48,000$916
Haskell County$832,750+3.3%$541,287$88,000$916
Hughes County$832,750+3.3%$541,287$57,000$916
Jackson County$832,750+3.3%$541,287$138,000$916
Jefferson County$832,750+3.3%$541,287$64,000$916
Johnston County$832,750+3.3%$541,287$72,000$916
Kay County$832,750+3.3%$541,287$110,000$916
Kingfisher County$832,750+3.3%$541,287$178,000$1,039
Kiowa County$832,750+3.3%$541,287$74,000$916
Latimer County$832,750+3.3%$541,287$75,000$916
Le Flore County$832,750+3.3%$541,287$99,000$916
Lincoln County$832,750+3.3%$541,287$253,000$916
Logan County$832,750+3.3%$541,287$253,000$1,264
Love County$832,750+3.3%$541,287$94,000$1,101
Major County$832,750+3.3%$541,287$120,000$916
Marshall County$832,750+3.3%$541,287$112,000$916
Mayes County$832,750+3.3%$541,287$160,000$916
McClain County$832,750+3.3%$541,287$253,000$1,264
McCurtain County$832,750+3.3%$541,287$265,000$916
McIntosh County$832,750+3.3%$541,287$84,000$916
Murray County$832,750+3.3%$541,287$78,000$979
Muskogee County$832,750+3.3%$541,287$139,000$949
Noble County$832,750+3.3%$541,287$114,000$916
Nowata County$832,750+3.3%$541,287$85,000$943
Okfuskee County$832,750+3.3%$541,287$85,000$916
Oklahoma County$832,750+3.3%$541,287$253,000$1,264
Okmulgee County$832,750+3.3%$541,287$250,000$921
Osage County$832,750+3.3%$541,287$250,000$1,229
Ottawa County$832,750+3.3%$541,287$85,000$916
Pawnee County$832,750+3.3%$541,287$250,000$972
Payne County$832,750+3.3%$541,287$210,000$1,010
Pittsburg County$832,750+3.3%$541,287$120,000$916
Pontotoc County$832,750+3.3%$541,287$145,000$982
Pottawatomie County$832,750+3.3%$541,287$149,000$949
Pushmataha County$832,750+3.3%$541,287$60,000$916
Roger Mills County$832,750+3.3%$541,287$200,000$932
Rogers County$832,750+3.3%$541,287$250,000$1,229
Seminole County$832,750+3.3%$541,287$92,000$916
Sequoyah County$832,750+3.3%$541,287$179,000$979
Stephens County$832,750+3.3%$541,287$97,000$916
Texas County$832,750+3.3%$541,287$161,000$1,079
Tillman County$832,750+3.3%$541,287$32,000$916
Tulsa County$832,750+3.3%$541,287$250,000$1,229
Wagoner County$832,750+3.3%$541,287$250,000$1,229
Washington County$832,750+3.3%$541,287$165,000$930
Washita County$832,750+3.3%$541,287$150,000$916
Woods County$832,750+3.3%$541,287$65,000$956
Woodward County$832,750+3.3%$541,287$120,000$1,001

Click a column to sort. 2-BR rent = HUD fair market rent FY2027.

Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.

Questions

What is the conforming loan limit in Oklahoma for 2026?

$832,750 for a single-family home in every county of Oklahoma.

What is the FHA loan limit in Oklahoma?

From $541,287 to $541,287 for a single-family home in 2026, depending on the county.