Limits for 2026 · updated 2026-10-29
North Dakota loan limits 2026
All 53 counties in North Dakota use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 53
All counties
| Adams County | $832,750 | +3.3% | $541,287 | $105,000 | $1,014 |
| Barnes County | $832,750 | +3.3% | $541,287 | $165,000 | $1,139 |
| Benson County | $832,750 | +3.3% | $541,287 | $108,000 | $1,014 |
| Billings County | $832,750 | +3.3% | $541,287 | $404,000 | $1,014 |
| Bottineau County | $832,750 | +3.3% | $541,287 | $190,000 | $1,014 |
| Bowman County | $832,750 | +3.3% | $541,287 | $101,000 | $1,014 |
| Burke County | $832,750 | +3.3% | $541,287 | $67,000 | $1,014 |
| Burleigh County | $832,750 | +3.3% | $541,287 | $337,000 | $1,067 |
| Cass County | $832,750 | +3.3% | $541,287 | $330,000 | $1,104 |
| Cavalier County | $832,750 | +3.3% | $541,287 | $125,000 | $1,014 |
| Dickey County | $832,750 | +3.3% | $541,287 | $115,000 | $1,014 |
| Divide County | $832,750 | +3.3% | $541,287 | $160,000 | $1,858 |
| Dunn County | $832,750 | +3.3% | $541,287 | $404,000 | $1,130 |
| Eddy County | $832,750 | +3.3% | $541,287 | $65,000 | $1,014 |
| Emmons County | $832,750 | +3.3% | $541,287 | $121,000 | $1,014 |
| Foster County | $832,750 | +3.3% | $541,287 | $164,000 | $1,014 |
| Golden Valley County | $832,750 | +3.3% | $541,287 | $110,000 | $1,233 |
| Grand Forks County | $832,750 | +3.3% | $541,287 | $282,000 | $1,014 |
| Grant County | $832,750 | +3.3% | $541,287 | $65,000 | $1,014 |
| Griggs County | $832,750 | +3.3% | $541,287 | $82,000 | $1,014 |
| Hettinger County | $832,750 | +3.3% | $541,287 | $123,000 | $1,102 |
| Kidder County | $832,750 | +3.3% | $541,287 | $240,000 | $1,024 |
| Lamoure County | $832,750 | +3.3% | $541,287 | $110,000 | $1,014 |
| Logan County | $832,750 | +3.3% | $541,287 | $76,000 | $1,133 |
| McHenry County | $832,750 | +3.3% | $541,287 | $263,000 | $1,014 |
| McIntosh County | $832,750 | +3.3% | $541,287 | $333,000 | $1,014 |
| McKenzie County | $832,750 | +3.3% | $541,287 | $373,000 | $1,577 |
| McLean County | $832,750 | +3.3% | $541,287 | $160,000 | $1,014 |
| Mercer County | $832,750 | +3.3% | $541,287 | $170,000 | $1,290 |
| Morton County | $832,750 | +3.3% | $541,287 | $337,000 | $1,067 |
| Mountrail County | $832,750 | +3.3% | $541,287 | $180,000 | $1,356 |
| Nelson County | $832,750 | +3.3% | $541,287 | $100,000 | $1,014 |
| Oliver County | $832,750 | +3.3% | $541,287 | $337,000 | $1,067 |
| Pembina County | $832,750 | +3.3% | $541,287 | $127,000 | $1,014 |
| Pierce County | $832,750 | +3.3% | $541,287 | $133,000 | $1,014 |
| Ramsey County | $832,750 | +3.3% | $541,287 | $193,000 | $1,014 |
| Ransom County | $832,750 | +3.3% | $541,287 | $144,000 | $1,042 |
| Renville County | $832,750 | +3.3% | $541,287 | $263,000 | $1,014 |
| Richland County | $832,750 | +3.3% | $541,287 | $180,000 | $1,014 |
| Rolette County | $832,750 | +3.3% | $541,287 | $127,000 | $1,111 |
| Sargent County | $832,750 | +3.3% | $541,287 | $100,000 | $1,080 |
| Sheridan County | $832,750 | +3.3% | $541,287 | $72,000 | $1,078 |
| Sioux County | $832,750 | +3.3% | $541,287 | $110,000 | $1,014 |
| Slope County | $832,750 | +3.3% | $541,287 | $165,000 | $1,078 |
| Stark County | $832,750 | +3.3% | $541,287 | $404,000 | $1,231 |
| Steele County | $832,750 | +3.3% | $541,287 | $106,000 | $1,014 |
| Stutsman County | $832,750 | +3.3% | $541,287 | $180,000 | $1,014 |
| Towner County | $832,750 | +3.3% | $541,287 | $55,000 | $1,014 |
| Traill County | $832,750 | +3.3% | $541,287 | $180,000 | $1,014 |
| Walsh County | $832,750 | +3.3% | $541,287 | $122,000 | $1,014 |
| Ward County | $832,750 | +3.3% | $541,287 | $263,000 | $1,049 |
| Wells County | $832,750 | +3.3% | $541,287 | $96,000 | $1,014 |
| Williams County | $832,750 | +3.3% | $541,287 | $335,000 | $1,388 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in North Dakota for 2026?
$832,750 for a single-family home in every county of North Dakota.
What is the FHA loan limit in North Dakota?
From $541,287 to $541,287 for a single-family home in 2026, depending on the county.