Limits for 2026 · updated 2026-10-29
Montana loan limits 2026
All 56 counties in Montana use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 56
All counties
| Beaverhead County | $832,750 | +3.3% | $541,287 | $316,000 | $1,074 |
| Big Horn County | $832,750 | +3.3% | $541,287 | $209,000 | $1,306 |
| Blaine County | $832,750 | +3.3% | $541,287 | $183,000 | $1,187 |
| Broadwater County | $832,750 | +3.3% | $541,287 | $441,000 | $1,755 |
| Carbon County | $832,750 | +3.3% | $754,400 | $606,000 | $1,432 |
| Carter County | $832,750 | +3.3% | $541,287 | $259,000 | $1,247 |
| Cascade County | $832,750 | +3.3% | $541,287 | $317,000 | $1,308 |
| Chouteau County | $832,750 | +3.3% | $541,287 | $261,000 | $1,310 |
| Custer County | $832,750 | +3.3% | $541,287 | $288,000 | $1,612 |
| Daniels County | $832,750 | +3.3% | $541,287 | $251,000 | $1,026 |
| Dawson County | $832,750 | +3.3% | $541,287 | $206,000 | $1,257 |
| Deer Lodge County | $832,750 | +3.3% | $541,287 | $268,000 | $1,082 |
| Fallon County | $832,750 | +3.3% | $541,287 | $334,000 | $1,404 |
| Fergus County | $832,750 | +3.3% | $541,287 | $260,000 | $1,450 |
| Flathead County | $832,750 | +3.3% | $615,250 | $535,000 | $1,682 |
| Gallatin County | $832,750 | +3.3% | $718,750 | $620,000 | $2,109 |
| Garfield County | $832,750 | +3.3% | $541,287 | $251,000 | $1,101 |
| Glacier County | $832,750 | +3.3% | $541,287 | $201,000 | $1,278 |
| Golden Valley County | $832,750 | +3.3% | $541,287 | $299,000 | $1,342 |
| Granite County | $832,750 | +3.3% | $541,287 | $399,000 | $1,055 |
| Hill County | $832,750 | +3.3% | $541,287 | $264,000 | $1,310 |
| Jefferson County | $832,750 | +3.3% | $541,287 | $441,000 | $1,410 |
| Judith Basin County | $832,750 | +3.3% | $541,287 | $266,000 | $1,162 |
| Lake County | $832,750 | +3.3% | $541,287 | $426,000 | $1,448 |
| Lewis and Clark County | $832,750 | +3.3% | $541,287 | $441,000 | $1,653 |
| Liberty County | $832,750 | +3.3% | $541,287 | $196,000 | $1,036 |
| Lincoln County | $832,750 | +3.3% | $541,287 | $316,000 | $1,173 |
| Madison County | $832,750 | +3.3% | $541,287 | $438,000 | $1,543 |
| McCone County | $832,750 | +3.3% | $541,287 | $203,000 | $1,552 |
| Meagher County | $832,750 | +3.3% | $541,287 | $239,000 | $1,396 |
| Mineral County | $832,750 | +3.3% | $598,000 | $520,000 | $1,390 |
| Missoula County | $832,750 | +3.3% | $598,000 | $520,000 | $1,690 |
| Musselshell County | $832,750 | +3.3% | $541,287 | $312,000 | $1,348 |
| Park County | $832,750 | +3.3% | $563,500 | $488,000 | $1,608 |
| Petroleum County | $832,750 | +3.3% | $541,287 | $155,000 | $1,552 |
| Phillips County | $832,750 | +3.3% | $541,287 | $257,000 | $1,014 |
| Pondera County | $832,750 | +3.3% | $541,287 | $231,000 | $1,257 |
| Powder River County | $832,750 | +3.3% | $541,287 | $217,000 | $1,028 |
| Powell County | $832,750 | +3.3% | $541,287 | $360,000 | $1,136 |
| Prairie County | $832,750 | +3.3% | $541,287 | $245,000 | $1,552 |
| Ravalli County | $832,750 | +3.3% | $560,050 | $487,000 | $1,426 |
| Richland County | $832,750 | +3.3% | $541,287 | $365,000 | $1,315 |
| Roosevelt County | $832,750 | +3.3% | $541,287 | $168,000 | $1,203 |
| Rosebud County | $832,750 | +3.3% | $541,287 | $206,000 | $1,189 |
| Sanders County | $832,750 | +3.3% | $541,287 | $313,000 | $1,117 |
| Sheridan County | $832,750 | +3.3% | $541,287 | $157,000 | $1,214 |
| Silver Bow County | $832,750 | +3.3% | $541,287 | $303,000 | $1,417 |
| Stillwater County | $832,750 | +3.3% | $754,400 | $606,000 | $1,271 |
| Sweet Grass County | $832,750 | +3.3% | $541,287 | $392,000 | $1,179 |
| Teton County | $832,750 | +3.3% | $541,287 | $332,000 | $1,363 |
| Toole County | $832,750 | +3.3% | $541,287 | $186,000 | $1,233 |
| Treasure County | $832,750 | +3.3% | $541,287 | $303,000 | $1,552 |
| Valley County | $832,750 | +3.3% | $541,287 | $280,000 | $1,202 |
| Wheatland County | $832,750 | +3.3% | $541,287 | $243,000 | $1,119 |
| Wibaux County | $832,750 | +3.3% | $541,287 | $136,000 | $1,552 |
| Yellowstone County | $832,750 | +3.3% | $754,400 | $606,000 | $1,432 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Montana for 2026?
$832,750 for a single-family home in every county of Montana.
What is the FHA loan limit in Montana?
From $541,287 to $754,400 for a single-family home in 2026, depending on the county.