Limits for 2026 · updated 2026-10-29
Missouri loan limits 2026
All 115 counties in Missouri use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 115
All counties
| Adair County | $832,750 | +3.3% | $541,287 | $190,000 | $962 |
| Andrew County | $832,750 | +3.3% | $541,287 | $274,000 | $1,101 |
| Atchison County | $832,750 | +3.3% | $541,287 | $132,000 | $962 |
| Audrain County | $832,750 | +3.3% | $541,287 | $167,000 | $962 |
| Barry County | $832,750 | +3.3% | $541,287 | $206,000 | $962 |
| Barton County | $832,750 | +3.3% | $541,287 | $144,000 | $962 |
| Bates County | $832,750 | +3.3% | $541,287 | $454,000 | $1,098 |
| Benton County | $832,750 | +3.3% | $541,287 | $299,000 | $1,003 |
| Bollinger County | $832,750 | +3.3% | $541,287 | $231,000 | $1,012 |
| Boone County | $832,750 | +3.3% | $541,287 | $312,000 | $1,076 |
| Buchanan County | $832,750 | +3.3% | $541,287 | $274,000 | $1,101 |
| Butler County | $832,750 | +3.3% | $541,287 | $165,000 | $962 |
| Caldwell County | $832,750 | +3.3% | $541,287 | $454,000 | $1,546 |
| Callaway County | $832,750 | +3.3% | $541,287 | $287,000 | $1,123 |
| Camden County | $832,750 | +3.3% | $541,287 | $389,000 | $1,033 |
| Cape Girardeau County | $832,750 | +3.3% | $541,287 | $231,000 | $1,012 |
| Carroll County | $832,750 | +3.3% | $541,287 | $153,000 | $962 |
| Carter County | $832,750 | +3.3% | $541,287 | $201,000 | $962 |
| Cass County | $832,750 | +3.3% | $541,287 | $454,000 | $1,546 |
| Cedar County | $832,750 | +3.3% | $541,287 | $188,000 | $962 |
| Chariton County | $832,750 | +3.3% | $541,287 | $156,000 | $962 |
| Christian County | $832,750 | +3.3% | $541,287 | $309,000 | $1,113 |
| Clark County | $832,750 | +3.3% | $541,287 | $106,000 | $962 |
| Clay County | $832,750 | +3.3% | $541,287 | $454,000 | $1,546 |
| Clinton County | $832,750 | +3.3% | $541,287 | $454,000 | $1,546 |
| Cole County | $832,750 | +3.3% | $541,287 | $287,000 | $962 |
| Cooper County | $832,750 | +3.3% | $541,287 | $312,000 | $962 |
| Crawford County | $832,750 | +3.3% | $541,287 | $194,000 | $962 |
| Dade County | $832,750 | +3.3% | $541,287 | $218,000 | $962 |
| Dallas County | $832,750 | +3.3% | $541,287 | $309,000 | $962 |
| Daviess County | $832,750 | +3.3% | $541,287 | $174,000 | $962 |
| Dekalb County | $832,750 | +3.3% | $541,287 | $274,000 | $1,101 |
| Dent County | $832,750 | +3.3% | $541,287 | $207,000 | $998 |
| Douglas County | $832,750 | +3.3% | $541,287 | $182,000 | $962 |
| Dunklin County | $832,750 | +3.3% | $541,287 | $130,000 | $962 |
| Franklin County | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| Gasconade County | $832,750 | +3.3% | $541,287 | $207,000 | $962 |
| Gentry County | $832,750 | +3.3% | $541,287 | $140,000 | $962 |
| Greene County | $832,750 | +3.3% | $541,287 | $309,000 | $1,113 |
| Grundy County | $832,750 | +3.3% | $541,287 | $148,000 | $962 |
| Harrison County | $832,750 | +3.3% | $541,287 | $86,000 | $962 |
| Henry County | $832,750 | +3.3% | $541,287 | $179,000 | $962 |
| Hickory County | $832,750 | +3.3% | $541,287 | $160,000 | $962 |
| Holt County | $832,750 | +3.3% | $541,287 | $170,000 | $962 |
| Howard County | $832,750 | +3.3% | $541,287 | $312,000 | $990 |
| Howell County | $832,750 | +3.3% | $541,287 | $204,000 | $962 |
| Iron County | $832,750 | +3.3% | $541,287 | $164,000 | $962 |
| Jackson County | $832,750 | +3.3% | $541,287 | $454,000 | $1,546 |
| Jasper County | $832,750 | +3.3% | $541,287 | $214,000 | $1,153 |
| Jefferson County | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| Johnson County | $832,750 | +3.3% | $541,287 | $263,000 | $1,033 |
| Knox County | $832,750 | +3.3% | $541,287 | $135,000 | $962 |
| Laclede County | $832,750 | +3.3% | $541,287 | $200,000 | $998 |
| Lafayette County | $832,750 | +3.3% | $541,287 | $454,000 | $1,546 |
| Lawrence County | $832,750 | +3.3% | $541,287 | $199,000 | $976 |
| Lewis County | $832,750 | +3.3% | $541,287 | $159,000 | $962 |
| Lincoln County | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| Linn County | $832,750 | +3.3% | $541,287 | $139,000 | $962 |
| Livingston County | $832,750 | +3.3% | $541,287 | $171,000 | $962 |
| Macon County | $832,750 | +3.3% | $541,287 | $170,000 | $1,018 |
| Madison County | $832,750 | +3.3% | $541,287 | $164,000 | $1,063 |
| Maries County | $832,750 | +3.3% | $541,287 | $207,000 | $962 |
| Marion County | $832,750 | +3.3% | $541,287 | $191,000 | $1,060 |
| McDonald County | $832,750 | +3.3% | $541,287 | $220,000 | $962 |
| Mercer County | $832,750 | +3.3% | $541,287 | $132,000 | $973 |
| Miller County | $832,750 | +3.3% | $541,287 | $235,000 | $973 |
| Mississippi County | $832,750 | +3.3% | $541,287 | $162,000 | $962 |
| Moniteau County | $832,750 | +3.3% | $541,287 | $287,000 | $963 |
| Monroe County | $832,750 | +3.3% | $541,287 | $176,000 | $962 |
| Montgomery County | $832,750 | +3.3% | $541,287 | $228,000 | $962 |
| Morgan County | $832,750 | +3.3% | $541,287 | $259,000 | $962 |
| New Madrid County | $832,750 | +3.3% | $541,287 | $136,000 | $962 |
| Newton County | $832,750 | +3.3% | $541,287 | $214,000 | $1,153 |
| Nodaway County | $832,750 | +3.3% | $541,287 | $229,000 | $991 |
| Oregon County | $832,750 | +3.3% | $541,287 | $163,000 | $962 |
| Osage County | $832,750 | +3.3% | $541,287 | $287,000 | $962 |
| Ozark County | $832,750 | +3.3% | $541,287 | $186,000 | $962 |
| Pemiscot County | $832,750 | +3.3% | $541,287 | $119,000 | $962 |
| Perry County | $832,750 | +3.3% | $541,287 | $226,000 | $1,045 |
| Pettis County | $832,750 | +3.3% | $541,287 | $199,000 | $1,068 |
| Phelps County | $832,750 | +3.3% | $541,287 | $225,000 | $973 |
| Pike County | $832,750 | +3.3% | $541,287 | $189,000 | $1,025 |
| Platte County | $832,750 | +3.3% | $541,287 | $454,000 | $1,546 |
| Polk County | $832,750 | +3.3% | $541,287 | $309,000 | $962 |
| Pulaski County | $832,750 | +3.3% | $541,287 | $236,000 | $1,175 |
| Putnam County | $832,750 | +3.3% | $541,287 | $155,000 | $962 |
| Ralls County | $832,750 | +3.3% | $541,287 | $191,000 | $969 |
| Randolph County | $832,750 | +3.3% | $541,287 | $180,000 | $962 |
| Ray County | $832,750 | +3.3% | $541,287 | $454,000 | $1,546 |
| Reynolds County | $832,750 | +3.3% | $541,287 | $142,000 | $962 |
| Ripley County | $832,750 | +3.3% | $541,287 | $143,000 | $962 |
| Saline County | $832,750 | +3.3% | $541,287 | $164,000 | $962 |
| Schuyler County | $832,750 | +3.3% | $541,287 | $190,000 | $979 |
| Scotland County | $832,750 | +3.3% | $541,287 | $196,000 | $962 |
| Scott County | $832,750 | +3.3% | $541,287 | $162,000 | $1,027 |
| Shannon County | $832,750 | +3.3% | $541,287 | $188,000 | $962 |
| Shelby County | $832,750 | +3.3% | $541,287 | $135,000 | $962 |
| St. Charles County | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| St. Clair County | $832,750 | +3.3% | $541,287 | $158,000 | $962 |
| St. Francois County | $832,750 | +3.3% | $541,287 | $204,000 | $988 |
| St. Louis City | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| St. Louis County | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| Ste. Genevieve County | $832,750 | +3.3% | $541,287 | $225,000 | $974 |
| Stoddard County | $832,750 | +3.3% | $541,287 | $161,000 | $962 |
| Stone County | $832,750 | +3.3% | $541,287 | $285,000 | $1,032 |
| Sullivan County | $832,750 | +3.3% | $541,287 | $135,000 | $962 |
| Taney County | $832,750 | +3.3% | $541,287 | $238,000 | $1,126 |
| Texas County | $832,750 | +3.3% | $541,287 | $134,000 | $962 |
| Vernon County | $832,750 | +3.3% | $541,287 | $132,000 | $994 |
| Warren County | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| Washington County | $832,750 | +3.3% | $541,287 | $164,000 | $962 |
| Wayne County | $832,750 | +3.3% | $541,287 | $137,000 | $962 |
| Webster County | $832,750 | +3.3% | $541,287 | $309,000 | $1,113 |
| Worth County | $832,750 | +3.3% | $541,287 | $131,000 | $1,003 |
| Wright County | $832,750 | +3.3% | $541,287 | $193,000 | $962 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Missouri for 2026?
$832,750 for a single-family home in every county of Missouri.
What is the FHA loan limit in Missouri?
From $541,287 to $541,287 for a single-family home in 2026, depending on the county.