Limits for 2026 · updated 2026-10-29
Mississippi loan limits 2026
All 82 counties in Mississippi use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 82
All counties
| Adams County | $832,750 | +3.3% | $541,287 | $137,000 | $905 |
| Alcorn County | $832,750 | +3.3% | $541,287 | $184,000 | $905 |
| Amite County | $832,750 | +3.3% | $541,287 | $116,000 | $905 |
| Attala County | $832,750 | +3.3% | $541,287 | $139,000 | $905 |
| Benton County | $832,750 | +3.3% | $541,287 | $339,000 | $905 |
| Bolivar County | $832,750 | +3.3% | $541,287 | $159,000 | $905 |
| Calhoun County | $832,750 | +3.3% | $541,287 | $107,000 | $905 |
| Carroll County | $832,750 | +3.3% | $541,287 | $136,000 | $905 |
| Chickasaw County | $832,750 | +3.3% | $541,287 | $130,000 | $905 |
| Choctaw County | $832,750 | +3.3% | $541,287 | $135,000 | $905 |
| Claiborne County | $832,750 | +3.3% | $541,287 | $104,000 | $905 |
| Clarke County | $832,750 | +3.3% | $541,287 | $258,000 | $905 |
| Clay County | $832,750 | +3.3% | $541,287 | $149,000 | $905 |
| Coahoma County | $832,750 | +3.3% | $541,287 | $112,000 | $905 |
| Copiah County | $832,750 | +3.3% | $541,287 | $327,000 | $1,289 |
| Covington County | $832,750 | +3.3% | $541,287 | $127,000 | $905 |
| Desoto County | $832,750 | +3.3% | $541,287 | $339,000 | $1,301 |
| Forrest County | $832,750 | +3.3% | $541,287 | $271,000 | $1,316 |
| Franklin County | $832,750 | +3.3% | $541,287 | $88,000 | $905 |
| George County | $832,750 | +3.3% | $541,287 | $217,000 | $994 |
| Greene County | $832,750 | +3.3% | $541,287 | $122,000 | $905 |
| Grenada County | $832,750 | +3.3% | $541,287 | $197,000 | $967 |
| Hancock County | $832,750 | +3.3% | $541,287 | $253,000 | $1,185 |
| Harrison County | $832,750 | +3.3% | $541,287 | $253,000 | $1,185 |
| Hinds County | $832,750 | +3.3% | $541,287 | $327,000 | $1,289 |
| Holmes County | $832,750 | +3.3% | $541,287 | $327,000 | $905 |
| Humphreys County | $832,750 | +3.3% | $541,287 | $115,000 | $905 |
| Issaquena County | $832,750 | +3.3% | $541,287 | $144,000 | $905 |
| Itawamba County | $832,750 | +3.3% | $541,287 | $286,000 | $920 |
| Jackson County | $832,750 | +3.3% | $541,287 | $253,000 | $1,099 |
| Jasper County | $832,750 | +3.3% | $541,287 | $220,000 | $905 |
| Jefferson County | $832,750 | +3.3% | $541,287 | $137,000 | $905 |
| Jefferson Davis County | $832,750 | +3.3% | $541,287 | $112,000 | $905 |
| Jones County | $832,750 | +3.3% | $541,287 | $220,000 | $986 |
| Kemper County | $832,750 | +3.3% | $541,287 | $89,000 | $905 |
| Lafayette County | $832,750 | +3.3% | $541,287 | $408,000 | $1,255 |
| Lamar County | $832,750 | +3.3% | $541,287 | $271,000 | $1,316 |
| Lauderdale County | $832,750 | +3.3% | $541,287 | $258,000 | $1,006 |
| Lawrence County | $832,750 | +3.3% | $541,287 | $135,000 | $905 |
| Leake County | $832,750 | +3.3% | $541,287 | $157,000 | $1,003 |
| Lee County | $832,750 | +3.3% | $541,287 | $286,000 | $1,044 |
| Leflore County | $832,750 | +3.3% | $541,287 | $136,000 | $905 |
| Lincoln County | $832,750 | +3.3% | $541,287 | $180,000 | $905 |
| Lowndes County | $832,750 | +3.3% | $541,287 | $226,000 | $931 |
| Madison County | $832,750 | +3.3% | $541,287 | $327,000 | $1,289 |
| Marion County | $832,750 | +3.3% | $541,287 | $151,000 | $949 |
| Marshall County | $832,750 | +3.3% | $541,287 | $339,000 | $1,106 |
| Monroe County | $832,750 | +3.3% | $541,287 | $149,000 | $905 |
| Montgomery County | $832,750 | +3.3% | $541,287 | $197,000 | $905 |
| Neshoba County | $832,750 | +3.3% | $541,287 | $125,000 | $905 |
| Newton County | $832,750 | +3.3% | $541,287 | $133,000 | $905 |
| Noxubee County | $832,750 | +3.3% | $541,287 | $226,000 | $905 |
| Oktibbeha County | $832,750 | +3.3% | $541,287 | $312,000 | $1,024 |
| Panola County | $832,750 | +3.3% | $541,287 | $157,000 | $947 |
| Pearl River County | $832,750 | +3.3% | $541,287 | $216,000 | $967 |
| Perry County | $832,750 | +3.3% | $541,287 | $271,000 | $1,316 |
| Pike County | $832,750 | +3.3% | $541,287 | $242,000 | $1,039 |
| Pontotoc County | $832,750 | +3.3% | $541,287 | $293,000 | $923 |
| Prentiss County | $832,750 | +3.3% | $541,287 | $286,000 | $905 |
| Quitman County | $832,750 | +3.3% | $541,287 | $89,000 | $905 |
| Rankin County | $832,750 | +3.3% | $541,287 | $327,000 | $1,289 |
| Scott County | $832,750 | +3.3% | $541,287 | $327,000 | $1,026 |
| Sharkey County | $832,750 | +3.3% | $541,287 | $16,000 | $905 |
| Simpson County | $832,750 | +3.3% | $541,287 | $327,000 | $905 |
| Smith County | $832,750 | +3.3% | $541,287 | $147,000 | $905 |
| Stone County | $832,750 | +3.3% | $541,287 | $253,000 | $1,047 |
| Sunflower County | $832,750 | +3.3% | $541,287 | $134,000 | $905 |
| Tallahatchie County | $832,750 | +3.3% | $541,287 | $106,000 | $905 |
| Tate County | $832,750 | +3.3% | $541,287 | $339,000 | $1,101 |
| Tippah County | $832,750 | +3.3% | $541,287 | $166,000 | $905 |
| Tishomingo County | $832,750 | +3.3% | $541,287 | $163,000 | $905 |
| Tunica County | $832,750 | +3.3% | $541,287 | $339,000 | $1,156 |
| Union County | $832,750 | +3.3% | $541,287 | $205,000 | $905 |
| Walthall County | $832,750 | +3.3% | $541,287 | $242,000 | $926 |
| Warren County | $832,750 | +3.3% | $541,287 | $186,000 | $1,019 |
| Washington County | $832,750 | +3.3% | $541,287 | $128,000 | $905 |
| Wayne County | $832,750 | +3.3% | $541,287 | $252,000 | $905 |
| Webster County | $832,750 | +3.3% | $541,287 | $312,000 | $905 |
| Wilkinson County | $832,750 | +3.3% | $541,287 | $104,000 | $905 |
| Winston County | $832,750 | +3.3% | $541,287 | $156,000 | $905 |
| Yalobusha County | $832,750 | +3.3% | $541,287 | $408,000 | $905 |
| Yazoo County | $832,750 | +3.3% | $541,287 | $327,000 | $1,016 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Mississippi for 2026?
$832,750 for a single-family home in every county of Mississippi.
What is the FHA loan limit in Mississippi?
From $541,287 to $541,287 for a single-family home in 2026, depending on the county.