Limits for 2026 · updated 2026-10-29
Minnesota loan limits 2026
All 87 counties in Minnesota use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 87
All counties
| Aitkin County | $832,750 | +3.3% | $541,287 | $210,000 | $1,048 |
| Anoka County | $832,750 | +3.3% | $552,000 | $480,000 | $1,734 |
| Becker County | $832,750 | +3.3% | $541,287 | $255,000 | $1,105 |
| Beltrami County | $832,750 | +3.3% | $541,287 | $210,000 | $1,230 |
| Benton County | $832,750 | +3.3% | $541,287 | $275,000 | $1,233 |
| Big Stone County | $832,750 | +3.3% | $541,287 | $123,000 | $1,014 |
| Blue Earth County | $832,750 | +3.3% | $541,287 | $290,000 | $1,230 |
| Brown County | $832,750 | +3.3% | $541,287 | $182,000 | $1,071 |
| Carlton County | $832,750 | +3.3% | $541,287 | $236,000 | $1,207 |
| Carver County | $832,750 | +3.3% | $552,000 | $480,000 | $1,734 |
| Cass County | $832,750 | +3.3% | $541,287 | $256,000 | $1,014 |
| Chippewa County | $832,750 | +3.3% | $541,287 | $154,000 | $1,014 |
| Chisago County | $832,750 | +3.3% | $552,000 | $480,000 | $1,734 |
| Clay County | $832,750 | +3.3% | $541,287 | $330,000 | $1,104 |
| Clearwater County | $832,750 | +3.3% | $541,287 | $180,000 | $1,014 |
| Cook County | $832,750 | +3.3% | $541,287 | $300,000 | $1,022 |
| Cottonwood County | $832,750 | +3.3% | $541,287 | $133,000 | $1,014 |
| Crow Wing County | $832,750 | +3.3% | $541,287 | $256,000 | $1,172 |
| Dakota County | $832,750 | +3.3% | $552,000 | $480,000 | $1,734 |
| Dodge County | $832,750 | +3.3% | $541,287 | $330,000 | $1,422 |
| Douglas County | $832,750 | +3.3% | $541,287 | $295,000 | $1,027 |
| Faribault County | $832,750 | +3.3% | $541,287 | $145,000 | $1,014 |
| Fillmore County | $832,750 | +3.3% | $541,287 | $330,000 | $1,014 |
| Freeborn County | $832,750 | +3.3% | $541,287 | $165,000 | $1,033 |
| Goodhue County | $832,750 | +3.3% | $541,287 | $280,000 | $1,172 |
| Grant County | $832,750 | +3.3% | $541,287 | $157,000 | $1,014 |
| Hennepin County | $832,750 | +3.3% | $552,000 | $480,000 | $1,734 |
| Houston County | $832,750 | +3.3% | $541,287 | $280,000 | $1,343 |
| Hubbard County | $832,750 | +3.3% | $541,287 | $195,000 | $1,020 |
| Isanti County | $832,750 | +3.3% | $552,000 | $480,000 | $1,734 |
| Itasca County | $832,750 | +3.3% | $541,287 | $206,000 | $1,164 |
| Jackson County | $832,750 | +3.3% | $541,287 | $141,000 | $1,014 |
| Kanabec County | $832,750 | +3.3% | $541,287 | $235,000 | $1,014 |
| Kandiyohi County | $832,750 | +3.3% | $541,287 | $230,000 | $1,026 |
| Kittson County | $832,750 | +3.3% | $541,287 | $93,000 | $1,014 |
| Koochiching County | $832,750 | +3.3% | $541,287 | $115,000 | $1,014 |
| Lac Qui Parle County | $832,750 | +3.3% | $541,287 | $100,000 | $1,014 |
| Lake County | $832,750 | +3.3% | $541,287 | $195,000 | $1,358 |
| Lake of the Woods County | $832,750 | +3.3% | $541,287 | $168,000 | $1,154 |
| Le Sueur County | $832,750 | +3.3% | $552,000 | $480,000 | $1,098 |
| Lincoln County | $832,750 | +3.3% | $541,287 | $98,000 | $1,014 |
| Lyon County | $832,750 | +3.3% | $541,287 | $160,000 | $1,014 |
| Mahnomen County | $832,750 | +3.3% | $541,287 | $120,000 | $1,014 |
| Marshall County | $832,750 | +3.3% | $541,287 | $145,000 | $1,014 |
| Martin County | $832,750 | +3.3% | $541,287 | $150,000 | $1,014 |
| McLeod County | $832,750 | +3.3% | $541,287 | $265,000 | $1,073 |
| Meeker County | $832,750 | +3.3% | $541,287 | $219,000 | $1,089 |
| Mille Lacs County | $832,750 | +3.3% | $552,000 | $480,000 | $1,124 |
| Morrison County | $832,750 | +3.3% | $541,287 | $235,000 | $1,014 |
| Mower County | $832,750 | +3.3% | $541,287 | $175,000 | $1,080 |
| Murray County | $832,750 | +3.3% | $541,287 | $120,000 | $1,014 |
| Nicollet County | $832,750 | +3.3% | $541,287 | $290,000 | $1,230 |
| Nobles County | $832,750 | +3.3% | $541,287 | $210,000 | $1,076 |
| Norman County | $832,750 | +3.3% | $541,287 | $140,000 | $1,014 |
| Olmsted County | $832,750 | +3.3% | $541,287 | $330,000 | $1,422 |
| Otter Tail County | $832,750 | +3.3% | $541,287 | $230,000 | $1,071 |
| Pennington County | $832,750 | +3.3% | $541,287 | $165,000 | $1,142 |
| Pine County | $832,750 | +3.3% | $541,287 | $240,000 | $1,096 |
| Pipestone County | $832,750 | +3.3% | $541,287 | $132,000 | $1,014 |
| Polk County | $832,750 | +3.3% | $541,287 | $282,000 | $1,014 |
| Pope County | $832,750 | +3.3% | $541,287 | $225,000 | $1,088 |
| Ramsey County | $832,750 | +3.3% | $552,000 | $480,000 | $1,734 |
| Red Lake County | $832,750 | +3.3% | $541,287 | $122,000 | $1,014 |
| Redwood County | $832,750 | +3.3% | $541,287 | $135,000 | $1,014 |
| Renville County | $832,750 | +3.3% | $541,287 | $150,000 | $1,014 |
| Rice County | $832,750 | +3.3% | $541,287 | $316,000 | $1,226 |
| Rock County | $832,750 | +3.3% | $541,287 | $405,000 | $1,014 |
| Roseau County | $832,750 | +3.3% | $541,287 | $180,000 | $1,014 |
| Scott County | $832,750 | +3.3% | $552,000 | $480,000 | $1,734 |
| Sherburne County | $832,750 | +3.3% | $552,000 | $480,000 | $1,734 |
| Sibley County | $832,750 | +3.3% | $541,287 | $228,000 | $1,014 |
| St. Louis County | $832,750 | +3.3% | $541,287 | $236,000 | $1,207 |
| Stearns County | $832,750 | +3.3% | $541,287 | $275,000 | $1,233 |
| Steele County | $832,750 | +3.3% | $541,287 | $256,000 | $1,244 |
| Stevens County | $832,750 | +3.3% | $541,287 | $165,000 | $1,027 |
| Swift County | $832,750 | +3.3% | $541,287 | $113,000 | $1,014 |
| Todd County | $832,750 | +3.3% | $541,287 | $160,000 | $1,025 |
| Traverse County | $832,750 | +3.3% | $541,287 | $93,000 | $1,014 |
| Wabasha County | $832,750 | +3.3% | $541,287 | $330,000 | $1,014 |
| Wadena County | $832,750 | +3.3% | $541,287 | $159,000 | $1,059 |
| Waseca County | $832,750 | +3.3% | $541,287 | $206,000 | $1,030 |
| Washington County | $832,750 | +3.3% | $552,000 | $480,000 | $1,734 |
| Watonwan County | $832,750 | +3.3% | $541,287 | $125,000 | $1,014 |
| Wilkin County | $832,750 | +3.3% | $541,287 | $180,000 | $1,014 |
| Winona County | $832,750 | +3.3% | $541,287 | $233,000 | $1,118 |
| Wright County | $832,750 | +3.3% | $552,000 | $480,000 | $1,734 |
| Yellow Medicine County | $832,750 | +3.3% | $541,287 | $118,000 | $1,014 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Minnesota for 2026?
$832,750 for a single-family home in every county of Minnesota.
What is the FHA loan limit in Minnesota?
From $541,287 to $552,000 for a single-family home in 2026, depending on the county.