Limits for 2026 · updated 2026-10-29
Maine loan limits 2026
All 16 counties in Maine use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 16
All counties
| Androscoggin County | $832,750 | +3.3% | $541,287 | $318,000 | $1,677 |
| Aroostook County | $832,750 | +3.3% | $541,287 | $175,000 | $1,175 |
| Cumberland County | $832,750 | +3.3% | $615,250 | $535,000 | $2,353 |
| Franklin County | $832,750 | +3.3% | $541,287 | $246,000 | $1,264 |
| Hancock County | $832,750 | +3.3% | $541,287 | $350,000 | $1,484 |
| Kennebec County | $832,750 | +3.3% | $541,287 | $300,000 | $1,374 |
| Knox County | $832,750 | +3.3% | $541,287 | $361,000 | $1,503 |
| Lincoln County | $832,750 | +3.3% | $541,287 | $359,000 | $1,307 |
| Oxford County | $832,750 | +3.3% | $541,287 | $295,000 | $1,224 |
| Penobscot County | $832,750 | +3.3% | $541,287 | $284,000 | $1,722 |
| Piscataquis County | $832,750 | +3.3% | $541,287 | $259,000 | $1,340 |
| Sagadahoc County | $832,750 | +3.3% | $615,250 | $535,000 | $1,659 |
| Somerset County | $832,750 | +3.3% | $541,287 | $240,000 | $1,242 |
| Waldo County | $832,750 | +3.3% | $541,287 | $299,000 | $1,367 |
| Washington County | $832,750 | +3.3% | $541,287 | $221,000 | $1,230 |
| York County | $832,750 | +3.3% | $615,250 | $535,000 | $1,792 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Maine for 2026?
$832,750 for a single-family home in every county of Maine.
What is the FHA loan limit in Maine?
From $541,287 to $615,250 for a single-family home in 2026, depending on the county.