Limits for 2026 · updated 2026-10-29
Iowa loan limits 2026
All 99 counties in Iowa use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 99
All counties
| Adair County | $832,750 | +3.3% | $541,287 | $75,000 | $954 |
| Adams County | $832,750 | +3.3% | $541,287 | $85,000 | $943 |
| Allamakee County | $832,750 | +3.3% | $541,287 | $156,000 | $927 |
| Appanoose County | $832,750 | +3.3% | $541,287 | $109,000 | $927 |
| Audubon County | $832,750 | +3.3% | $541,287 | $113,000 | $927 |
| Benton County | $832,750 | +3.3% | $541,287 | $215,000 | $982 |
| Black Hawk County | $832,750 | +3.3% | $541,287 | $191,000 | $1,096 |
| Boone County | $832,750 | +3.3% | $541,287 | $266,000 | $967 |
| Bremer County | $832,750 | +3.3% | $541,287 | $191,000 | $1,023 |
| Buchanan County | $832,750 | +3.3% | $541,287 | $160,000 | $937 |
| Buena Vista County | $832,750 | +3.3% | $541,287 | $160,000 | $1,031 |
| Butler County | $832,750 | +3.3% | $541,287 | $145,000 | $927 |
| Calhoun County | $832,750 | +3.3% | $541,287 | $100,000 | $927 |
| Carroll County | $832,750 | +3.3% | $541,287 | $155,000 | $927 |
| Cass County | $832,750 | +3.3% | $541,287 | $115,000 | $927 |
| Cedar County | $832,750 | +3.3% | $541,287 | $199,000 | $969 |
| Cerro Gordo County | $832,750 | +3.3% | $541,287 | $168,000 | $927 |
| Cherokee County | $832,750 | +3.3% | $541,287 | $120,000 | $927 |
| Chickasaw County | $832,750 | +3.3% | $541,287 | $143,000 | $927 |
| Clarke County | $832,750 | +3.3% | $541,287 | $136,000 | $946 |
| Clay County | $832,750 | +3.3% | $541,287 | $148,000 | $927 |
| Clayton County | $832,750 | +3.3% | $541,287 | $150,000 | $927 |
| Clinton County | $832,750 | +3.3% | $541,287 | $134,000 | $927 |
| Crawford County | $832,750 | +3.3% | $541,287 | $147,000 | $927 |
| Dallas County | $832,750 | +3.3% | $541,287 | $358,000 | $1,360 |
| Davis County | $832,750 | +3.3% | $541,287 | $110,000 | $1,066 |
| Decatur County | $832,750 | +3.3% | $541,287 | $94,000 | $927 |
| Delaware County | $832,750 | +3.3% | $541,287 | $194,000 | $927 |
| Des Moines County | $832,750 | +3.3% | $541,287 | $139,000 | $1,104 |
| Dickinson County | $832,750 | +3.3% | $541,287 | $360,000 | $1,091 |
| Dubuque County | $832,750 | +3.3% | $541,287 | $235,000 | $1,131 |
| Emmet County | $832,750 | +3.3% | $541,287 | $110,000 | $927 |
| Fayette County | $832,750 | +3.3% | $541,287 | $112,000 | $940 |
| Floyd County | $832,750 | +3.3% | $541,287 | $115,000 | $927 |
| Franklin County | $832,750 | +3.3% | $541,287 | $114,000 | $927 |
| Fremont County | $832,750 | +3.3% | $541,287 | $147,000 | $927 |
| Greene County | $832,750 | +3.3% | $541,287 | $121,000 | $927 |
| Grundy County | $832,750 | +3.3% | $541,287 | $191,000 | $1,096 |
| Guthrie County | $832,750 | +3.3% | $541,287 | $358,000 | $1,360 |
| Hamilton County | $832,750 | +3.3% | $541,287 | $120,000 | $1,004 |
| Hancock County | $832,750 | +3.3% | $541,287 | $143,000 | $927 |
| Hardin County | $832,750 | +3.3% | $541,287 | $125,000 | $927 |
| Harrison County | $832,750 | +3.3% | $541,287 | $345,000 | $1,450 |
| Henry County | $832,750 | +3.3% | $541,287 | $140,000 | $958 |
| Howard County | $832,750 | +3.3% | $541,287 | $124,000 | $927 |
| Humboldt County | $832,750 | +3.3% | $541,287 | $138,000 | $927 |
| Ida County | $832,750 | +3.3% | $541,287 | $95,000 | $927 |
| Iowa County | $832,750 | +3.3% | $541,287 | $164,000 | $927 |
| Jackson County | $832,750 | +3.3% | $541,287 | $160,000 | $927 |
| Jasper County | $832,750 | +3.3% | $541,287 | $358,000 | $989 |
| Jefferson County | $832,750 | +3.3% | $541,287 | $147,000 | $1,096 |
| Johnson County | $832,750 | +3.3% | $541,287 | $347,000 | $1,180 |
| Jones County | $832,750 | +3.3% | $541,287 | $215,000 | $927 |
| Keokuk County | $832,750 | +3.3% | $541,287 | $87,000 | $927 |
| Kossuth County | $832,750 | +3.3% | $541,287 | $120,000 | $954 |
| Lee County | $832,750 | +3.3% | $541,287 | $90,000 | $976 |
| Linn County | $832,750 | +3.3% | $541,287 | $215,000 | $1,054 |
| Louisa County | $832,750 | +3.3% | $541,287 | $100,000 | $927 |
| Lucas County | $832,750 | +3.3% | $541,287 | $135,000 | $951 |
| Lyon County | $832,750 | +3.3% | $541,287 | $155,000 | $945 |
| Madison County | $832,750 | +3.3% | $541,287 | $358,000 | $1,360 |
| Mahaska County | $832,750 | +3.3% | $541,287 | $150,000 | $946 |
| Marion County | $832,750 | +3.3% | $541,287 | $215,000 | $1,021 |
| Marshall County | $832,750 | +3.3% | $541,287 | $135,000 | $940 |
| Mills County | $832,750 | +3.3% | $541,287 | $345,000 | $1,450 |
| Mitchell County | $832,750 | +3.3% | $541,287 | $146,000 | $927 |
| Monona County | $832,750 | +3.3% | $541,287 | $91,000 | $927 |
| Monroe County | $832,750 | +3.3% | $541,287 | $118,000 | $927 |
| Montgomery County | $832,750 | +3.3% | $541,287 | $100,000 | $927 |
| Muscatine County | $832,750 | +3.3% | $541,287 | $160,000 | $1,093 |
| O'Brien County | $832,750 | +3.3% | $541,287 | $149,000 | $927 |
| Osceola County | $832,750 | +3.3% | $541,287 | $115,000 | $927 |
| Page County | $832,750 | +3.3% | $541,287 | $108,000 | $927 |
| Palo Alto County | $832,750 | +3.3% | $541,287 | $100,000 | $927 |
| Plymouth County | $832,750 | +3.3% | $541,287 | $222,000 | $1,018 |
| Pocahontas County | $832,750 | +3.3% | $541,287 | $86,000 | $927 |
| Polk County | $832,750 | +3.3% | $541,287 | $358,000 | $1,360 |
| Pottawattamie County | $832,750 | +3.3% | $541,287 | $345,000 | $1,450 |
| Poweshiek County | $832,750 | +3.3% | $541,287 | $165,000 | $1,014 |
| Ringgold County | $832,750 | +3.3% | $541,287 | $82,000 | $927 |
| Sac County | $832,750 | +3.3% | $541,287 | $103,000 | $927 |
| Scott County | $832,750 | +3.3% | $541,287 | $225,000 | $1,056 |
| Shelby County | $832,750 | +3.3% | $541,287 | $161,000 | $927 |
| Sioux County | $832,750 | +3.3% | $541,287 | $228,000 | $1,000 |
| Story County | $832,750 | +3.3% | $541,287 | $266,000 | $1,061 |
| Tama County | $832,750 | +3.3% | $541,287 | $135,000 | $945 |
| Taylor County | $832,750 | +3.3% | $541,287 | $100,000 | $927 |
| Union County | $832,750 | +3.3% | $541,287 | $115,000 | $927 |
| Van Buren County | $832,750 | +3.3% | $541,287 | $72,000 | $950 |
| Wapello County | $832,750 | +3.3% | $541,287 | $90,000 | $1,076 |
| Warren County | $832,750 | +3.3% | $541,287 | $358,000 | $1,360 |
| Washington County | $832,750 | +3.3% | $541,287 | $347,000 | $1,002 |
| Wayne County | $832,750 | +3.3% | $541,287 | $76,000 | $927 |
| Webster County | $832,750 | +3.3% | $541,287 | $119,000 | $927 |
| Winnebago County | $832,750 | +3.3% | $541,287 | $140,000 | $927 |
| Winneshiek County | $832,750 | +3.3% | $541,287 | $235,000 | $927 |
| Woodbury County | $832,750 | +3.3% | $541,287 | $285,000 | $1,194 |
| Worth County | $832,750 | +3.3% | $541,287 | $168,000 | $927 |
| Wright County | $832,750 | +3.3% | $541,287 | $100,000 | $944 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Iowa for 2026?
$832,750 for a single-family home in every county of Iowa.
What is the FHA loan limit in Iowa?
From $541,287 to $541,287 for a single-family home in 2026, depending on the county.