Limits for 2026 · updated 2026-10-29
Illinois loan limits 2026
All 102 counties in Illinois use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 102
All counties
| Adams County | $832,750 | +3.3% | $541,287 | $159,000 | $1,013 |
| Alexander County | $832,750 | +3.3% | $541,287 | $231,000 | $1,012 |
| Bond County | $832,750 | +3.3% | $541,287 | $370,000 | $979 |
| Boone County | $832,750 | +3.3% | $541,287 | $336,000 | $1,172 |
| Brown County | $832,750 | +3.3% | $541,287 | $110,000 | $1,084 |
| Bureau County | $832,750 | +3.3% | $541,287 | $280,000 | $981 |
| Calhoun County | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| Carroll County | $832,750 | +3.3% | $541,287 | $126,000 | $930 |
| Cass County | $832,750 | +3.3% | $541,287 | $73,000 | $930 |
| Champaign County | $832,750 | +3.3% | $541,287 | $250,000 | $1,173 |
| Christian County | $832,750 | +3.3% | $541,287 | $105,000 | $939 |
| Clark County | $832,750 | +3.3% | $541,287 | $118,000 | $1,011 |
| Clay County | $832,750 | +3.3% | $541,287 | $101,000 | $930 |
| Clinton County | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| Coles County | $832,750 | +3.3% | $541,287 | $119,000 | $950 |
| Cook County | $832,750 | +3.3% | $541,287 | $455,000 | $2,011 |
| Crawford County | $832,750 | +3.3% | $541,287 | $88,000 | $930 |
| Cumberland County | $832,750 | +3.3% | $541,287 | $194,000 | $930 |
| De Witt County | $832,750 | +3.3% | $541,287 | $124,000 | $1,059 |
| Dekalb County | $832,750 | +3.3% | $541,287 | $455,000 | $1,481 |
| Douglas County | $832,750 | +3.3% | $541,287 | $204,000 | $930 |
| Dupage County | $832,750 | +3.3% | $541,287 | $455,000 | $2,011 |
| Edgar County | $832,750 | +3.3% | $541,287 | $125,000 | $930 |
| Edwards County | $832,750 | +3.3% | $541,287 | $75,000 | $930 |
| Effingham County | $832,750 | +3.3% | $541,287 | $194,000 | $930 |
| Fayette County | $832,750 | +3.3% | $541,287 | $86,000 | $930 |
| Ford County | $832,750 | +3.3% | $541,287 | $250,000 | $930 |
| Franklin County | $832,750 | +3.3% | $541,287 | $117,000 | $930 |
| Fulton County | $832,750 | +3.3% | $541,287 | $80,000 | $930 |
| Gallatin County | $832,750 | +3.3% | $541,287 | $87,000 | $930 |
| Greene County | $832,750 | +3.3% | $541,287 | $105,000 | $965 |
| Grundy County | $832,750 | +3.3% | $541,287 | $455,000 | $1,613 |
| Hamilton County | $832,750 | +3.3% | $541,287 | $75,000 | $930 |
| Hancock County | $832,750 | +3.3% | $541,287 | $90,000 | $930 |
| Hardin County | $832,750 | +3.3% | $541,287 | $64,000 | $930 |
| Henderson County | $832,750 | +3.3% | $541,287 | $139,000 | $935 |
| Henry County | $832,750 | +3.3% | $541,287 | $225,000 | $1,056 |
| Iroquois County | $832,750 | +3.3% | $541,287 | $224,000 | $930 |
| Jackson County | $832,750 | +3.3% | $541,287 | $111,000 | $930 |
| Jasper County | $832,750 | +3.3% | $541,287 | $95,000 | $948 |
| Jefferson County | $832,750 | +3.3% | $541,287 | $108,000 | $994 |
| Jersey County | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| Jo Daviess County | $832,750 | +3.3% | $541,287 | $225,000 | $959 |
| Johnson County | $832,750 | +3.3% | $541,287 | $132,000 | $930 |
| Kane County | $832,750 | +3.3% | $541,287 | $455,000 | $2,011 |
| Kankakee County | $832,750 | +3.3% | $541,287 | $182,000 | $1,349 |
| Kendall County | $832,750 | +3.3% | $541,287 | $455,000 | $2,341 |
| Knox County | $832,750 | +3.3% | $541,287 | $105,000 | $930 |
| Lake County | $832,750 | +3.3% | $541,287 | $455,000 | $2,011 |
| Lasalle County | $832,750 | +3.3% | $541,287 | $280,000 | $1,052 |
| Lawrence County | $832,750 | +3.3% | $541,287 | $125,000 | $943 |
| Lee County | $832,750 | +3.3% | $541,287 | $142,000 | $930 |
| Livingston County | $832,750 | +3.3% | $541,287 | $132,000 | $996 |
| Logan County | $832,750 | +3.3% | $541,287 | $126,000 | $962 |
| Macon County | $832,750 | +3.3% | $541,287 | $115,000 | $1,091 |
| Macoupin County | $832,750 | +3.3% | $541,287 | $370,000 | $978 |
| Madison County | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| Marion County | $832,750 | +3.3% | $541,287 | $83,000 | $930 |
| Marshall County | $832,750 | +3.3% | $541,287 | $160,000 | $1,212 |
| Mason County | $832,750 | +3.3% | $541,287 | $84,000 | $930 |
| Massac County | $832,750 | +3.3% | $541,287 | $185,000 | $993 |
| McDonough County | $832,750 | +3.3% | $541,287 | $85,000 | $930 |
| McHenry County | $832,750 | +3.3% | $541,287 | $455,000 | $2,011 |
| McLean County | $832,750 | +3.3% | $541,287 | $235,000 | $1,287 |
| Menard County | $832,750 | +3.3% | $541,287 | $206,000 | $1,237 |
| Mercer County | $832,750 | +3.3% | $541,287 | $225,000 | $1,056 |
| Monroe County | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| Montgomery County | $832,750 | +3.3% | $541,287 | $105,000 | $930 |
| Morgan County | $832,750 | +3.3% | $541,287 | $130,000 | $930 |
| Moultrie County | $832,750 | +3.3% | $541,287 | $132,000 | $930 |
| Ogle County | $832,750 | +3.3% | $541,287 | $180,000 | $1,080 |
| Peoria County | $832,750 | +3.3% | $541,287 | $160,000 | $1,212 |
| Perry County | $832,750 | +3.3% | $541,287 | $82,000 | $930 |
| Piatt County | $832,750 | +3.3% | $541,287 | $250,000 | $1,173 |
| Pike County | $832,750 | +3.3% | $541,287 | $106,000 | $930 |
| Pope County | $832,750 | +3.3% | $541,287 | $216,000 | $1,095 |
| Pulaski County | $832,750 | +3.3% | $541,287 | $106,000 | $930 |
| Putnam County | $832,750 | +3.3% | $541,287 | $280,000 | $942 |
| Randolph County | $832,750 | +3.3% | $541,287 | $121,000 | $930 |
| Richland County | $832,750 | +3.3% | $541,287 | $139,000 | $935 |
| Rock Island County | $832,750 | +3.3% | $541,287 | $225,000 | $1,056 |
| Saline County | $832,750 | +3.3% | $541,287 | $90,000 | $930 |
| Sangamon County | $832,750 | +3.3% | $541,287 | $206,000 | $1,237 |
| Schuyler County | $832,750 | +3.3% | $541,287 | $85,000 | $930 |
| Scott County | $832,750 | +3.3% | $541,287 | $130,000 | $930 |
| Shelby County | $832,750 | +3.3% | $541,287 | $110,000 | $946 |
| St. Clair County | $832,750 | +3.3% | $541,287 | $370,000 | $1,349 |
| Stark County | $832,750 | +3.3% | $541,287 | $160,000 | $1,212 |
| Stephenson County | $832,750 | +3.3% | $541,287 | $119,000 | $930 |
| Tazewell County | $832,750 | +3.3% | $541,287 | $160,000 | $1,212 |
| Union County | $832,750 | +3.3% | $541,287 | $172,000 | $930 |
| Vermilion County | $832,750 | +3.3% | $541,287 | $85,000 | $956 |
| Wabash County | $832,750 | +3.3% | $541,287 | $136,000 | $992 |
| Warren County | $832,750 | +3.3% | $541,287 | $102,000 | $930 |
| Washington County | $832,750 | +3.3% | $541,287 | $134,000 | $930 |
| Wayne County | $832,750 | +3.3% | $541,287 | $91,000 | $930 |
| White County | $832,750 | +3.3% | $541,287 | $72,000 | $930 |
| Whiteside County | $832,750 | +3.3% | $541,287 | $124,000 | $945 |
| Will County | $832,750 | +3.3% | $541,287 | $455,000 | $2,011 |
| Williamson County | $832,750 | +3.3% | $541,287 | $148,000 | $996 |
| Winnebago County | $832,750 | +3.3% | $541,287 | $336,000 | $1,172 |
| Woodford County | $832,750 | +3.3% | $541,287 | $160,000 | $1,212 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Illinois for 2026?
$832,750 for a single-family home in every county of Illinois.
What is the FHA loan limit in Illinois?
From $541,287 to $541,287 for a single-family home in 2026, depending on the county.