Limits for 2026 · updated 2026-10-29
Hawaii loan limits 2026
5 of 5 counties in Hawaii are high-cost areas with a conforming limit above the $832,750 baseline — the highest is $1,299,500 in 2 counties, including Maui County, Kalawao County. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
High-cost ceiling ($1,249,125) 5
All counties
| Kalawao County | $1,299,500 | +7.4% | $1,299,500 | $1,130,000 | $2,326 |
| Maui County | $1,299,500 | +7.4% | $1,299,500 | $1,130,000 | $2,656 |
| Hawaii County | $1,249,125 | +3.3% | $586,500 | $510,000 | $2,081 |
| Honolulu County | $1,249,125 | +3.3% | $828,000 | $720,000 | $2,542 |
| Kauai County | $1,249,125 | +3.3% | $1,110,900 | $932,000 | $2,105 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Hawaii for 2026?
$832,750 in most counties; 5 high-cost counties have higher limits, up to $1,299,500 in Kalawao County.
What is the FHA loan limit in Hawaii?
From $586,500 to $1,299,500 for a single-family home in 2026, depending on the county.