District of Columbia loan limits 2026

1 of 1 counties in District of Columbia are high-cost areas with a conforming limit above the $832,750 baseline — the highest is $1,249,125 in District of Columbia. Click a county for FHA limits, income limits and rents.

Conforming loan limit by county

High-cost ceiling ($1,249,125) 1

All counties

County	Conforming 2026	vs. 2025	FHA 2026	Median sale price	2-BR rent
District of Columbia	$1,249,125	+3.3%	$1,249,125	$1,198,000	$2,438

Click a column to sort. 2-BR rent = HUD fair market rent FY2027.

Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.

Questions

What is the conforming loan limit in District of Columbia for 2026?

$832,750 in most counties; 1 high-cost county has higher limits, up to $1,249,125 in District of Columbia.

What is the FHA loan limit in District of Columbia?

From $1,249,125 to $1,249,125 for a single-family home in 2026, depending on the county.