Alaska loan limits 2026
30 of 30 counties in Alaska are high-cost areas with a conforming limit above the $832,750 baseline — the highest is $1,249,125 in 30 counties, including Aleutians West Census Area, Kodiak Island Borough, Northwest Arctic Borough. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
All counties
| Aleutians East Borough | $1,249,125 | +3.3% | $541,287 | $171,000 | $1,400 |
| Aleutians West Census Area | $1,249,125 | +3.3% | $585,350 | $496,000 | $2,394 |
| Anchorage Municipality | $1,249,125 | +3.3% | $541,287 | $460,000 | $1,529 |
| Bethel Census Area | $1,249,125 | +3.3% | $541,287 | $154,000 | $1,971 |
| Bristol Bay Borough | $1,249,125 | +3.3% | $541,287 | $344,000 | $1,269 |
| Chugach Census Area | $1,249,125 | +3.3% | $541,287 | $229,000 | $1,575 |
| Copper River Census Area | $1,249,125 | +3.3% | $541,287 | $449,000 | $1,157 |
| Denali Borough | $1,249,125 | +3.3% | $541,287 | $334,000 | $1,220 |
| Dillingham Census Area | $1,249,125 | +3.3% | $541,287 | $194,000 | $1,295 |
| Fairbanks North Star Borough | $1,249,125 | +3.3% | $541,287 | $335,000 | $1,553 |
| Haines Borough | $1,249,125 | +3.3% | $541,287 | $334,000 | $1,315 |
| Hoonah-Angoon Census Area | $1,249,125 | +3.3% | $541,287 | $355,000 | $1,566 |
| Juneau City and Borough | $1,249,125 | +3.3% | $596,850 | $519,000 | $1,807 |
| Kenai Peninsula Borough | $1,249,125 | +3.3% | $541,287 | $319,000 | $1,390 |
| Ketchikan Gateway Borough | $1,249,125 | +3.3% | $541,287 | $442,000 | $1,733 |
| Kodiak Island Borough | $1,249,125 | +3.3% | $541,650 | $455,000 | $2,239 |
| Kusilvak Census Area | $1,249,125 | +3.3% | $541,287 | $86,000 | $1,030 |
| Lake and Peninsula Borough | $1,249,125 | +3.3% | $541,287 | $197,000 | $1,050 |
| Matanuska-Susitna Borough | $1,249,125 | +3.3% | $541,287 | $460,000 | $1,293 |
| Nome Census Area | $1,249,125 | +3.3% | $541,287 | $467,000 | $1,638 |
| North Slope Borough | $1,249,125 | +3.3% | $541,287 | $393,000 | $1,521 |
| Northwest Arctic Borough | $1,249,125 | +3.3% | $541,287 | $208,000 | $2,005 |
| Petersburg Census Area | $1,249,125 | +3.3% | $541,287 | $385,000 | $1,504 |
| Prince of Wales-Hyder Census Area | $1,249,125 | +3.3% | $541,287 | $283,000 | $1,269 |
| Sitka City and Borough | $1,249,125 | +3.3% | $586,500 | $490,000 | $1,622 |
| Skagway Municipality | $1,249,125 | +3.3% | $541,287 | $466,000 | $1,611 |
| Southeast Fairbanks Census Area | $1,249,125 | +3.3% | $541,287 | $413,000 | $1,327 |
| Wrangell City and Borough | $1,249,125 | +3.3% | $541,287 | $338,000 | $1,295 |
| Yakutat City and Borough | $1,249,125 | +3.3% | $541,287 | $219,000 | $1,577 |
| Yukon-Koyukuk Census Area | $1,249,125 | +3.3% | $541,287 | $112,000 | $1,196 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Alaska for 2026?
$832,750 in most counties; 30 high-cost counties have higher limits, up to $1,249,125 in Aleutians East Borough.
What is the FHA loan limit in Alaska?
From $541,287 to $596,850 for a single-family home in 2026, depending on the county.