Limits for 2026 · updated 2026-10-29
Alabama loan limits 2026
All 67 counties in Alabama use the national baseline conforming limit of $832,750. Click a county for FHA limits, income limits and rents.
Conforming loan limit by county
Baseline ($832,750) 67
All counties
| Autauga County | $832,750 | +3.3% | $541,287 | $220,000 | $1,150 |
| Baldwin County | $832,750 | +3.3% | $541,287 | $320,000 | $1,434 |
| Barbour County | $832,750 | +3.3% | $541,287 | $147,000 | $921 |
| Bibb County | $832,750 | +3.3% | $541,287 | $317,000 | $1,375 |
| Blount County | $832,750 | +3.3% | $541,287 | $317,000 | $1,375 |
| Bullock County | $832,750 | +3.3% | $541,287 | $107,000 | $921 |
| Butler County | $832,750 | +3.3% | $541,287 | $134,000 | $959 |
| Calhoun County | $832,750 | +3.3% | $541,287 | $134,000 | $1,010 |
| Chambers County | $832,750 | +3.3% | $541,287 | $215,000 | $1,091 |
| Cherokee County | $832,750 | +3.3% | $541,287 | $150,000 | $986 |
| Chilton County | $832,750 | +3.3% | $541,287 | $317,000 | $1,038 |
| Choctaw County | $832,750 | +3.3% | $541,287 | $150,000 | $921 |
| Clarke County | $832,750 | +3.3% | $541,287 | $169,000 | $921 |
| Clay County | $832,750 | +3.3% | $541,287 | $100,000 | $921 |
| Cleburne County | $832,750 | +3.3% | $541,287 | $193,000 | $1,004 |
| Coffee County | $832,750 | +3.3% | $541,287 | $190,000 | $1,098 |
| Colbert County | $832,750 | +3.3% | $541,287 | $190,000 | $1,085 |
| Conecuh County | $832,750 | +3.3% | $541,287 | $136,000 | $921 |
| Coosa County | $832,750 | +3.3% | $541,287 | $131,000 | $921 |
| Covington County | $832,750 | +3.3% | $541,287 | $120,000 | $921 |
| Crenshaw County | $832,750 | +3.3% | $541,287 | $145,000 | $921 |
| Cullman County | $832,750 | +3.3% | $541,287 | $178,000 | $1,034 |
| Dale County | $832,750 | +3.3% | $541,287 | $130,000 | $921 |
| Dallas County | $832,750 | +3.3% | $541,287 | $65,000 | $945 |
| Dekalb County | $832,750 | +3.3% | $541,287 | $103,000 | $921 |
| Elmore County | $832,750 | +3.3% | $541,287 | $220,000 | $1,150 |
| Escambia County | $832,750 | +3.3% | $541,287 | $164,000 | $921 |
| Etowah County | $832,750 | +3.3% | $541,287 | $258,000 | $975 |
| Fayette County | $832,750 | +3.3% | $541,287 | $119,000 | $921 |
| Franklin County | $832,750 | +3.3% | $541,287 | $98,000 | $921 |
| Geneva County | $832,750 | +3.3% | $541,287 | $192,000 | $966 |
| Greene County | $832,750 | +3.3% | $541,287 | $231,000 | $1,163 |
| Hale County | $832,750 | +3.3% | $541,287 | $231,000 | $1,165 |
| Henry County | $832,750 | +3.3% | $541,287 | $192,000 | $921 |
| Houston County | $832,750 | +3.3% | $541,287 | $192,000 | $966 |
| Jackson County | $832,750 | +3.3% | $541,287 | $224,000 | $921 |
| Jefferson County | $832,750 | +3.3% | $541,287 | $317,000 | $1,375 |
| Lamar County | $832,750 | +3.3% | $541,287 | $151,000 | $921 |
| Lauderdale County | $832,750 | +3.3% | $541,287 | $190,000 | $1,085 |
| Lawrence County | $832,750 | +3.3% | $541,287 | $208,000 | $1,023 |
| Lee County | $832,750 | +3.3% | $541,287 | $371,000 | $1,277 |
| Limestone County | $832,750 | +3.3% | $541,287 | $295,000 | $1,341 |
| Lowndes County | $832,750 | +3.3% | $541,287 | $220,000 | $1,150 |
| Macon County | $832,750 | +3.3% | $541,287 | $371,000 | $981 |
| Madison County | $832,750 | +3.3% | $541,287 | $295,000 | $1,341 |
| Marengo County | $832,750 | +3.3% | $541,287 | $139,000 | $921 |
| Marion County | $832,750 | +3.3% | $541,287 | $140,000 | $921 |
| Marshall County | $832,750 | +3.3% | $541,287 | $190,000 | $925 |
| Mobile County | $832,750 | +3.3% | $541,287 | $145,000 | $1,139 |
| Monroe County | $832,750 | +3.3% | $541,287 | $91,000 | $921 |
| Montgomery County | $832,750 | +3.3% | $541,287 | $220,000 | $1,150 |
| Morgan County | $832,750 | +3.3% | $541,287 | $208,000 | $1,023 |
| Perry County | $832,750 | +3.3% | $541,287 | $118,000 | $921 |
| Pickens County | $832,750 | +3.3% | $541,287 | $231,000 | $921 |
| Pike County | $832,750 | +3.3% | $541,287 | $144,000 | $1,055 |
| Randolph County | $832,750 | +3.3% | $541,287 | $246,000 | $923 |
| Russell County | $832,750 | +3.3% | $541,287 | $325,000 | $1,212 |
| Shelby County | $832,750 | +3.3% | $541,287 | $317,000 | $1,375 |
| St. Clair County | $832,750 | +3.3% | $541,287 | $317,000 | $1,375 |
| Sumter County | $832,750 | +3.3% | $541,287 | $271,000 | $921 |
| Talladega County | $832,750 | +3.3% | $541,287 | $131,000 | $977 |
| Tallapoosa County | $832,750 | +3.3% | $541,287 | $274,000 | $994 |
| Tuscaloosa County | $832,750 | +3.3% | $541,287 | $231,000 | $1,165 |
| Walker County | $832,750 | +3.3% | $541,287 | $317,000 | $949 |
| Washington County | $832,750 | +3.3% | $541,287 | $205,000 | $921 |
| Wilcox County | $832,750 | +3.3% | $541,287 | $113,000 | $921 |
| Winston County | $832,750 | +3.3% | $541,287 | $135,000 | $921 |
Click a column to sort. 2-BR rent = HUD fair market rent FY2027.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Alabama for 2026?
$832,750 for a single-family home in every county of Alabama.
What is the FHA loan limit in Alabama?
From $541,287 to $541,287 for a single-family home in 2026, depending on the county.