Broward County, Florida loan limits 2026
FIPS 12011 · 86 ZIP codes, e.g. 33004, 33008, 33009, 33019, 33020, 33021 · metro area (CBSA) 33100
In Broward County the 2026 conforming loan limit is $832,750 for a single-family home — the national baseline. The FHA limit is $667,000. Anything above $832,750 is a jumbo loan.
Does my loan fit?
How much home fits under the limit?
The highest home price you can buy with a loan that still fits the 2026 limit, at that down payment. Your actual budget depends on income, debts, rates and the lender.
Conforming limit in Broward County, 2024–2026
Single-family limit set by the FHFA each year. The 2027 limits are announced in late November 2026 — this page updates automatically.
Loan limits by number of units
| Property | Conforming 2026 | FHA 2026 | Conforming vs. 2025 |
|---|---|---|---|
| 1 unit (single-family) | $832,750 | $667,000 | +3.3% |
| 2 units | $1,066,250 | $853,900 | +3.3% |
| 3 units | $1,288,800 | $1,032,150 | +3.3% |
| 4 units | $1,601,750 | $1,282,700 | +3.3% |
Conforming limits (FHFA) apply to loans bought by Fannie Mae and Freddie Mac; VA loans with partial entitlement use the same county limit. FHA limits (HUD) cap FHA-insured mortgages. Broward County is in metro area CBSA 33100; all its counties share the same limit.
HUD income limits FY2026
Area median family income: $102,500 · Fort Lauderdale, FL HUD Metro FMR Area
| Household size | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
|---|---|---|---|---|---|---|---|---|
| Low income (80%) | $71,000 | $81,150 | $91,300 | $101,400 | $109,550 | $117,650 | $125,750 | $133,850 |
| Very low income (50%) | $44,350 | $50,700 | $57,000 | $63,400 | $68,450 | $73,550 | $78,650 | $83,700 |
| Extremely low income (30%) | $26,650 | $30,450 | $34,250 | $38,050 | $41,100 | $44,360 | $50,040 | $55,720 |
Used for housing assistance and many down-payment and first-time-buyer programs. Programs set their own rules; check the program you apply to.
Fair market rent FY2027
| Unit | Fair market rent FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $1,759/mo | $1,737 | +1.3% |
| 1 bedroom | $1,902/mo | $1,900 | +0.1% |
| 2 bedrooms | $2,321/mo | $2,333 | -0.5% |
| 3 bedrooms | $3,172/mo | $3,216 | -1.4% |
| 4 bedrooms | $3,662/mo | $3,810 | -3.9% |
HUD's fair market rent: the 40th-percentile gross rent (rent plus utilities) for standard units, used for Housing Choice Vouchers. Area: Fort Lauderdale, FL HUD Metro FMR Area.
Same metro area
Counties in CBSA 33100 share the same loan limits.
Other counties in Florida
Highest limits first.
Official figures, not a loan offer. Limits come from FHFA and HUD publications. Loanlimitmap.com is an independent site — not a government website and not a lender. Whether you qualify for a loan is decided by your lender; check the current figures with them.
Questions
What is the conforming loan limit in Broward County, FL for 2026?
$832,750 for a one-unit property ($1,066,250 for 2 units, $1,288,800 for 3, $1,601,750 for 4), set by the FHFA; it was $806,500 in 2025.
What is the FHA loan limit in Broward County?
$667,000 for a single-family home in 2026 (HUD), up to $1,282,700 for a four-unit property.
What counts as a jumbo loan in Broward County?
A mortgage above $832,750 for a single-family home is a jumbo (non-conforming) loan in Broward County in 2026.
What are the HUD income limits in Broward County?
For a family of four (FY2026): low income $101,400, very low income $63,400, extremely low income $38,050; area median family income $102,500.
What is the fair market rent in Broward County?
$2,321 a month for a two-bedroom unit in FY2027 (HUD), $1,902 for one bedroom.